HomeMy WebLinkAboutR-2025-095 FMIT Cigna Eyemed Beyond Med Insurance Renewal for FYI 2025-2026RESOLUTION NO. 2025-095
A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF DANIA
BEACH, FLORIDA, AUTHORIZING THE CITY TO EXCEED THE ANNUAL SINGLE VENDOR PURCHASING POLICY OF FIFTY THOUSAND DOLLARS ($50,000.00); AUTHORIZING THE PROPER CITY OFFICIALS TO EXECUTE AGREEMENTS FOR THE CITY’S FULLY INSURED MEDICAL
PLAN WITH THE FLORIDA MUNICIPAL INSURANCE TRUST, CIGNA,
EYEMED, AND BEYOND MED FOR INSURANCE COVERAGES BEGINNING OCTOBER 1, 2025 THROUGH SEPTEMBER 30, 2026, FOR ACTIVELY WORKING AND NON-MEDICARE ELIGIBLE RETIRED EMPLOYEES; PROVIDING FOR PAYMENTS UNDER THE CITY’S HIGH-
DEDUCTIBLE HEALTH PLAN; AND PROVIDING INCENTIVE PAYMENTS
FOR THOSE OPTING OUT OF THE CITY’S HEALTH INSURANCE PROGRAM; PROVIDING FOR CONFLICTS; FURTHER, PROVIDING FOR AN EFFECTIVE DATE.
WHEREAS, the City of Dania Beach obtained the services of the Gehring Group as a
Broker of Record to secure coverage for the City’s group health, dental, and vision insurance for
the 2025-2026 plan year; and
WHEREAS, the City Administration, based on the recent request for proposal (RFP) that
the Gehring Group released, reviewed and analyzed, recommends that the City renew medical
plans from the Florida Municipal Insurance Trust (“FMIT”) with plan changes, dental insurance
plans from Cigna Health and Life Insurance Company (“CIGNA”), and EyeMed Vision Care, LLC
(“EYEMED”) plans; and
WHEREAS, the City’s Life/AD&D, Long-Term Disability plans from New York Life
Insurance Company (“LIFE INSURANCE”), and Short-Term Disability plan administered by the
Maxon Administrators, Inc. (MAXON), are in rate guarantee for the 2025-2026 plan year; and
WHEREAS, for the dental plan, the current 3 tier rate system (EE only, +1, Family) will
be replaced with a 4-tier rate system (EE only, + Spouse, + Child(ren), Family). The vision plan
will also go to a four-tier plan, if available; and
WHEREAS, the City will replace the Headspace program, due to low utilization, with an
elective services discount program with Beyond Med Plans Holding, Inc, (BEYONDMED), for
all eligible employees effective October 1, 2025; and
WHEREAS, based on the City’s Collective Bargaining Agreement (“CBA”), the cost
sharing for medical insurance premiums will remain sixteen percent (16%) for employees and
eighty four percent (84%) for the City until modified by a subsequent CBA; and
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WHEREAS, based on current employee and non-Medicare eligible retiree census data, the
City’s annual medical plan premium cost will be increased to Two Million Six Hundred Eighty-
One Thousand Nine Hundred and Ten Dollars ($2,681,910); based on current employee and all
eligible retiree census data, the City’s annual dental insurance premiums will increase to One
Hundred Forty-Four Thousand Two Hundred Sixty-Five Dollars ($144,265); annual vision plan
premium will remain flat at Sixteen Thousand Eight Hundred Thirty-Eight Dollars ($16,838);
annual Life/AD&D plan premium will remain flat at Fifty-Eight Thousand Seven Hundred
($58,700) Dollars; annual Long-Term Disability plan premium will remain flat at Thirty-Eight
Thousand Four Hundred Seventy-Six ($38,476) Dollars; and annual mental health resource fees
of Four Thousand Two Hundred ($4,200) Dollars.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE
CITY OF DANIA BEACH, FLORIDA:
Section 1. That the above “Whereas” clauses are ratified and confirmed as being true
and correct, and they are made a part of and incorporated into this Resolution by this reference.
Section 2. That the proper City officials are authorized to execute appropriate
documents to accept the renewal proposal of the Florida League of Cities – Florida Municipal
Insurance Trust on behalf of the City to provide fully insured medical coverage to eligible
employees and non-Medicare eligible retirees at the following not to exceed monthly rates:
Traditional Plan
Current FY 24/25
Proposed FY 25/26
Employee only $732.24 $869.70
Employee + 1 $1,443.85 $1,714.91
Family $2,215.63 $2,631.58
High-Deductible Health Plan
Employee only $632.68 $785.79
Employee + 1 $1,247.54 $1,549.44
Family $1,914.39 $2,377.67
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Section 3. That the proper City officials are authorized to execute appropriate
documents to accept the renewal of CIGNA on behalf of the City to provide fully insured dental
coverage to eligible employees and retirees at the following not to exceed monthly rates:
Dental Plan
Current FY 24/25
Proposed FY 25/26 Employee only $30.34 $32.77
Employee + 1/Spouse $72.41 $77.82
Employee + Child(ren) N/a $80.60
Family $108.62 $111.96
Section 4. That the proper City officials are authorized to execute appropriate
documents to accept the renewal of EYEMED on behalf of the City to provide fully insured vision
coverage on a four-tier rate system to eligible employees and retirees, if available, at no change
to the current rates.
Section 5. That, for those employees who elect the High-Deductible Health Plan, the
City will provide Eight Hundred Twenty-Five Dollars ($825.00) for employee-only coverage, and
One Thousand Six Hundred Fifty Dollars ($1,650.00) for dependent coverage, in a Health Savings
Account to be used to offset insurance deductibles.
Section 6. That the City will provide an annual incentive of Four Thousand Seven
Hundred Sixty Dollars ($4,760.00) to employees who choose to opt out of the City’s Medical
Insurance and who provide proof of other group insurance coverage.
Section 7. That the proper City officials are authorized to execute appropriate
documents to replace Headspace with BEYONDMED to eligible employees at an annual cost of
Fourteen Thousand Seven Hundred Dollars ($14,700.00).
Section 8. That funding for the cost of the City’s health insurance program package is
planned and shall be charged to the individual departmental City Health Insurance expenditure
accounts (23-10) for active employees and General Fund account 001-18-00-519-45-41 for
retirees, respectively.
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Section 9. That the City Commission authorizes the City to exceed the annual vendor
threshold of Fifty Thousand Dollars ($50,000.00) for the aforementioned employee benefits
program components, as necessitated for fiscal year 2025-2026.
Section 10. That all resolutions or parts of resolutions in conflict with this Resolution
are repealed to the extent of such conflict.
Section 11. That this Resolution shall be in force and take effect 10 days after adoption.
PASSED AND ADOPTED on July 8, 2025.
Motion by Vice Mayor Salvino, second by Commissioner Lewellen.
FINAL VOTE ON ADOPTION: Unanimous X
Yes No
Commissioner Lori Lewellen ____ ____
Commissioner Luis Rimoli ____ ____
Commissioner Archibald J. Ryan IV ____ ____
Vice Mayor Marco Salvino ____ ____
Mayor Joyce L. Davis ____ ____
ATTEST:
ELORA RIERA, MMC JOYCE L. DAVIS CITY CLERK MAYOR
APPROVED AS TO FORM AND CORRECTNESS:
EVE BOUTSIS
CITY ATTORNEY