HomeMy WebLinkAboutR-2026-089 Insurance Benefits Renewal for FY 2026-27RESOLUTION NO. 2026-089
A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF DANIA
BEACH, FLORIDA, AUTHORIZING THE PROPER CITY OFFICIALS TO
EXECUTE AND ACCEPT THE AGREEMENT FOR HEALTH, DENTAL,
VISION, LIFE INSURANCE AND OTHER EMPLOYEE BENEFITS FOR THE
2026/2027 PLAN YEAR; ACCEPTING A ZERO PERCENT (0%) ADDITIONAL
COST RENEWAL PROPOSAL FROM THE FLORIDA MUNICIPAL
INSURANCE TRUST (FMIT) FOR MEDICAL INSURANCE; AUTHORIZING
A CARRIER CHANGE FROM CIGNA TO METLIFE FOR DENTAL
INSURANCE; AUTHORIZING RENEWAL WITH EYEMED FOR VISION
INSURANCE; AUTHORIZING CONTINUATION OF THE CITY’S OPT-OUT
INCENTIVE; INCREASING THE CITY’S HSA CONTRIBUTION TO ALIGN
WITH THE 2026 IRS HDHP MINIMUMS; PROVIDING FOR CONFLICTS;
PROVIDING FOR AN EFFECTIVE DATE.
WHEREAS, the City of Dania Beach obtained the services of the Gehring Group as a
Broker of Record to secure coverage for the City’s group health, dental, vision, life insurance, and
other employee benefits; and
WHEREAS, based on the renewals received and the recent Requests for Proposal (RFP)
that the Gehring Group released for Medical and Dental Insurance, the City Administration has
reviewed and analyzed the proposals and recommends that the City accept a zero percent (0%)
additional cost proposal for medical insurance renewal from the Florida Municipal Insurance Trust
(FMIT) for the 2026/2027 plan year and transition dental coverage from Cigna to MetLife; and
WHEREAS, based on the City’s Collective Bargaining Agreement (“CBA”), the cost
sharing for medical insurance premiums will remain sixteen percent (16%) employee/eighty-four
percent (84%) City for active employees, and one-third (1/3) employee/two-thirds (2/3) City for
non-Medicare-eligible retirees; and
WHEREAS, based on current employee and non-Medicare eligible retiree census data, the
City’s estimated annual medical plan premium cost for the 2026/2027 plan year is Three Million
Six Hundred Forty-Six Thousand One Hundred Sixty-Nine Dollars and Eighty-Eight Cents
($3,646,169.88), unchanged from the 2025/2026 plan year, and the City’s annual share is estimated
to be Two Million Nine Hundred Forty-Seven Thousand Three Hundred Seventy-Eight Dollars
and Twenty-One Cents ($2,947,378.21).
2 RESOLUTION #2026-089
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE
CITY OF DANIA BEACH, FLORIDA:
Section 1. That the above “Whereas” clauses are ratified and confirmed as being true
and correct, and they are made a part of and incorporated into this Resolution.
Section 2. That the proper City officials are authorized to execute appropriate
documents to accept the renewal proposal of the Florida Municipal Insurance Trust (FMIT) on
behalf of the City to provide medical insurance to City employees and their dependents at a 0%
increase in the renewal cost proposal for the 2026/2027 plan year, with monthly composite rates
as follows:
Traditional Health Plan
(FMIT 004)
Current
FY 25/26
Proposed
FY 26/27
Employee Only $869.70 $869.70
Employee + 1 $1,714.91 $1,714.91
Family $2,631.58 $2,631.58
Plan (FMIT 005)
Employee Only $785.79 $785.79
Employee + 1 $1,549.44 $1,549.44
Family $2,377.67 $2,377.67
Section 3. That the proper City officials are authorized to execute appropriate
documents to accept the proposal of MetLife on behalf of the City to provide dental insurance to
City employees and their dependents for the 2026/2027 plan year, replacing the City’s incumbent
Cigna dental program, with a 1-year rate guarantee and an additional 2-year rate cap of 7% each
year through September 30, 2029, and monthly composite rates as follows:
Dental Plan – Full
Premium/Monthly
Current
FY 25/26 (Cigna)
Proposed
FY 26/27 (MetLife)
Employee Only $32.77 $34.64
Employee + Spouse $77.82 $82.24
Employee + Child(ren) $80.60 $85.18
Family $111.96 $118.30
3 RESOLUTION #2026-089
Section 4. That the proper City officials are authorized to execute appropriate
documents to accept the renewal of EyeMed on behalf of the City to provide vision insurance to
City employees and their dependents at the current rates (0% increase) for the 2026/2027 plan
year.
Section 5. That, for those employees who elect the High-Deductible Health Plan, the
City will provide Eight Hundred Fifty Dollars ($850.00) for an individual and One Thousand
Seven Hundred Dollars ($1,700.00) for a family to a Health Savings Account, consistent with the
2026 IRS qualified HDHP minimum deductible.
Section 6. That the City will continue to provide an annual incentive of Four Thousand
Seven Hundred Sixty Dollars ($4,760.00) to employees who choose to opt out of the City’s
medical insurance program, subject to the City’s established eligibility requirements.
Section 7. That the proper City officials are authorized to execute appropriate
documents to continue all other coverages currently in active rate guarantees, including Basic
Life/AD&D (New York Life), Short-Term Disability (Maxon Companies), Long-Term Disability
(New York Life), FSA (Ameriflex), EAP (Managed Care Concepts), FMLA & Absence
Management (Work & Well), ID Theft (IDX), and BeyondMed, at no change in premium for the
2026/2027 plan year.
Section 8. That funding for the cost of the City’s health insurance program package is
planned and shall be charged to the individual departmental City budget(s), as appropriate.
Section 9. That the City Commission authorizes the City to exceed the annual vendor
threshold of Fifty Thousand Dollars ($50,000.00) for the aforementioned vendors during the
2026/2027 plan year.
Section 10. That all resolutions or parts of resolutions in conflict with this Resolution
are repealed to the extent of such conflict.
Section 11. That this Resolution shall be in force and take effect on October 1, 2026.
SIGNATURES ON THE FOLLOWING PAGE
4 RESOLUTION #2026-089
PASSED AND ADOPTED on July 7, 2026.
Motion by Commissioner Lewellen second by Vice Mayor Salvino.
FINAL VOTE ON ADOPTION: Unanimous X
Yes No
Commissioner Lori Lewellen ____ ____
Commissioner Luis Rimoli ____ ____
Commissioner Archibald J. Ryan IV ____ ____
Vice Mayor Marco Salvino ____ ____
Mayor Joyce L. Davis ____ ____
ATTEST:
ELORA RIERA, MMC JOYCE L. DAVIS
CITY CLERK MAYOR
APPROVED AS TO FORM AND CORRECTNESS:
EVE A. BOUTSIS
CITY ATTORNEY