HomeMy WebLinkAboutR-2001-122 RESOLUTION NO. 2001-122
• A RESOLUTION OF THE CITY OF DANIA BEACH, FLORIDA,
AUTHORIZING THE ISSUANCE OF ITS PROMISSORY NOTE, SERIES
2001 IN AN AGGREGATE PRINCIPAL AMOUNT NOT TO EXCEED
$7009000, TO PAY AN ARBITRATION AWARD AND COSTS RELATED
THERETO;PROVIDING FOR THE PAYMENT OF THE NOTE FROM THE
UTILITY TAX IMPOSED ON THE PURCHASE OF ELECTRICITY
WITHIN THE CITY; PRESCRIBING THE FORM,TERMS AND DETAILS
OF THE NOTE; AWARDING THE NOTE TO REPUBLIC SECURITY
BAND BY NEGOTIATED SALE; DESIGNATING THE NOTE AS A
"QUALIFIED TAX-EXEMPT OBLIGATION"WITHIN THE MEANING OF
SECTION 265(b)(3) OF THE INTERNAL REVENUE CODE OF 1986, AS
AMENDED; MAKING CERTAIN COVENANTS AND AGREEMENTS IN
CONNECTION THEREWITH; PROVIDING FOR CONFLICTS; AND
PROVIDING FOR AN EFFECTIVE DATE.
BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF DANIA
BEACH, FLORIDA;
SECTION 1. DEFINITIONS. As used herein, unless the context otherwise requires:
"Act"means,as applicable,Article VIII, Section 2 of the Constitution of the State of Florida,
Chapter 166, Florida Statutes, the,Charter of the City of Dania Beach, and other applicable
provisions of law.
"Annual Budget" means the annual budget prepared by the City for each Fiscal Year in
accordance with Section 11 below and in accordance with the laws of the State of Florida.
"Business Day"means any day which is not a Saturday, Sunday or legal holiday in Broward
County, Florida.
"Chief Financial Officer" means the chief financial officer of the City as defined in Section
218.403, Florida Statutes.
"City" means the City of Dania Beach, a Florida municipal corporation, or its successor.
"City Manager" means the City Manager of the City and such other person as may be duly
authorized to act on his or her behalf.
"Clerk" means the City Clerk or any Deputy Clerk of the City.
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"Code" means the Internal Revenue Code of 1986, as amended, including the applicable
regulations of the Department of the Treasury (including applicable final regulations, temporary
regulations and proposed regulations), the applicable rulings of the Internal Revenue Service
(including published Revenue Rulings and private letter rulings) and applicable court decisions.
"Costs of the Project" means with respect to the Project, all items of cost authorized by the
Act, including the costs of issuance of the Note.
"Dated Date" means the date of issuance of the Note.
"Fiscal Year" means the period commencing on October 1 of each year and ending on the
succeeding September 30,or such other consecutive 12-month period as may be hereafter designated
as the fiscal year of the City pursuant to general law.
"Governing Body" means the City Commission of the City, or its successor in function.
"Mayor" means the Mayor of the City and such other person as may be duly authorized to act
on the Mayor's behalf.
"Noteholder" or"Holder" means the registered owner(or its authorized representative)of the
Note.
"Note" means the Promissory Note, Series 2001 authorized to be issued by the City in the
aggregate principal amount not to exceed $700,000, the form of which is attached as Exhibit "A"
hereto.
"Project" means the satisfaction of the obligations of the City under the arbitration award
relating to the dredging of Tigertail Lake and costs related thereto.
"Republic" means Republic Security Bank, the initial purchaser of the Note, and its
successors and assigns.
"Resolution" means this Resolution, authorizing the issuance of the Note, as the same may
from time to time be amended, modified or supplemented.
"State" means the State of Florida.
"Utility Tax"means the taxes levied and collected by the City imposed by Section 23-11 et
seq. of the City Code of Ordinances or otherwise on the purchase of electricity within the City
pursuant to Section 166.231, Florida Statutes.
SECTION 2. AUTHORITY FOR RESOLUTION. This Resolution is enacted pursuant to
the provisions of the Act. The City has ascertained and hereby determined that enactment of this
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Resolution is necessary to carry out the powers,purposes and duties expressly provided in the Act,
athat each and every matter and thing as to which provision is made herein is necessary in order to
carry out and effectuate the purposes of the City in accordance with the Act and to carry out and
effectuate the plan and purpose of the Act, and that the powers of the City herein exercised are in
each case exercised in accordance with the provisions of the Act and in furtherance of the purposes
of the City.
SECTION 3. RESOLUTION TO CONSTITUTE CONTRACT. In consideration of the
purchase and acceptance of the Note by those who shall hold the same from time to time, the
provisions of this Resolution shall be a part of the contract of the City with the Holder,and shall be
deemed to be and shall constitute a contract between the Issuer and the Holder from time to time of
the Note. The pledge made in this Resolution and the provisions,covenants and agreements herein
set forth to be performed by or on behalf of the City shall be for the benefit,protection and security
of the Holder of the Note in accordance with the terms hereof.
SECTION 4. AUTHORITY FOR ISSUANCE OF NOTE. Subject and pursuant to the
provisions hereof, a Note to be known as "City of Dania Beach, Florida, Promissory Note, Series
2001" is hereby authorized to be issued in an aggregate principal amount not to exceed Seven
Hundred Thousand Dollars($700,000.00)for the purpose of financing the Project.The City shall not
use the proceeds of the Note for any purpose other than the Project without the written approval of
Republic, which approval may be conditioned upon the receipt of an opinion of nationally
recognized bond counsel to the effect that such use will not adversely affect the exclusion from the
gross income of the Holder of the interest on the Note.
SECTION 5. DESCRIPTION OF NOTE.
The Note shall be issued in one(1)typewritten certificate and shall be dated the Dated Date.
The Note shall bear interest from the Dated Date at the rate of 4.20%. Principal of the Note will be
payable in sixteen equal quarterly installments,with the first installment payable November 1,2002.
Accrued interest on the Note will be payable in twenty quarterly installments,beginning November
1, 2001.Interest on the Note shall be calculated on the basis of a 360 day year for the actual number
of days elapsed. The interest rate on the Note shall be adjusted upon the occurrence of an"Event of
Taxability" as set forth on the form of Note attached as Exhibit "A" hereto.
Details of the Note shall be as provided in the form of Note attached as Exhibit"A"hereto.
The Note shall be in registered form,contain substantially the same terms and conditions as set forth
in Exhibit "A" hereto, shall be payable in lawful money of the United States of America, and the
principal thereof, interest thereon and any other payments thereunder shall be payable by check,
wire, draft or bank transfer to the Holder at such address as may be provided in writing by such
Holder to the Clerk. So long as the Note shall remain outstanding,the City shall maintain and keep
books for the registration and transfer of the Note.The Note may be assigned as provided in the form
of Note attached as Exhibit "A" hereto.
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SECTION 6. EXECUTION OF NOTE. The Note shall be executed in the name of the
• City by the manual signature of the Clerk and the City Manager, the seal of the City shall be
imprinted, reproduced or lithographed on the Note, and the Note shall be attested to by the manual
signature of the Mayor. If any officer whose signature appears on the Note ceases to hold office
before the delivery of the Note, such signature shall nevertheless be valid and sufficient for all
purposes. In addition,the Note may bear the signature of,or may be signed by,such persons as at the
actual time of execution of the Note shall be the proper officers to sign the Note although at the date
of the Note or the date of delivery thereof such persons may not have been such officers.
SECTION 7. NOTE MUTILATED,DESTROYED, STOLEN OR LOST. If the Note
is mutilated, destroyed, stolen or lost, the City may, in its discretion (i) deliver a duplicate
replacement Note, or(ii)pay a Note that has matured or is about to mature. A mutilated Note shall
be surrendered to and canceled by the Clerk or its duly authorized agent. The Holder must furnish
the City or its agent proof of ownership of any destroyed, stolen or lost Note; post satisfactory
indemnity; comply with any reasonable conditions the City or its agent may prescribe; and pay the
City's or its agent's reasonable expenses.
Any such duplicate Note shall constitute an original contractual obligation on the part of the
City whether or not the destroyed, stolen, or lost Note be at any time found by anyone, and such
duplicate Note shall be entitled to equal and proportionate benefits and rights as to lien on, and
source of and security for payment from,the funds pledged to the payment of the Note so mutilated,
destroyed, stolen or lost.
SECTION 8. PROVISIONS FOR REDEMPTION. The Note may be prepaid in whole or
in part at any time prior to maturity in the manner and with the prepayment premium provided in the
form of Note attached as Exhibit "A" hereto.
SECTION 9. NOTE NOT TO BE GENERAL INDEBTEDNESS OF THE CITY. The
Note shall not be or constitute a general obligation or indebtedness of the City within the meaning of
the Constitution of Florida, but shall be payable from and secured solely in the manner described in
Section 10 hereof, in the manner and to the extent herein provided. No Holder shall ever have the
right to compel the exercise of the ad valorem taxing power of the City or taxation in any form on
any real or personal property to pay the Note or the interest thereon,nor shall any Holder be entitled
to payment of such principal and interest from any funds of the City other than the Utility Tax. The
Holder shall have no lien upon any real or tangible personal property of the City.
SECTION 10. PLEDGE OF REVENUES. The payment of the principal of, premium,
if any, and interest on the Note shall be secured forthwith equally and ratably by an irrevocable lien
on and pledge of the Utility Tax,prior and superior to all other liens or encumbrances on the Utility
Service Tax (excepting only the City's outstanding promissory note to Republic maturing in May
of 2002, the pledge and lien of which on the Utility Tax is superior to the pledge and lien hereby
granted), and the City hereby irrevocably pledges the Utility Tax to the payment of the principal of,
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premium, if any, and interest on the Note as the same shall become due. Such pledge of the Utility
Tax shall be cumulative to the extent not paid,and shall continue until the Note has been paid in full.
The City covenants that for so long as the Note shall remain unpaid, it will continue to
impose the Utility Tax, and will not amend or repeal the provisions of the resolutions, ordinances
and/or agreements of the City that impose the Utility Tax as of the date hereof so as to reduce the
rate at which the Utility Tax is imposed or the services or commodities subject to the Utility Tax,or
otherwise modify the proceedings of the City relevant to the Utility Tax in any manner so as to
impair or adversely affect the ability of the City to impose and collect the Utility Tax.
The City represents that except as otherwise stated in this Section 10 the Utility Tax is not
pledged or encumbered in any manner. The City further represents that the revenues generated by
the Utility Tax are estimated to be sufficient to pay the principal of,premium,if any,and interest on
the Note as the same shall become due.
SECTION 11. OPERATING BUDGET;FINANCIAL STATEMENTS. Before the first
day of each Fiscal Year the Governing Body shall prepare, approve and adopt in the manner
prescribed by law, a detailed Annual Budget. Such Annual Budget shall provide for revenues
sufficient to comply with the City's obligations hereunder,including any unsatisfied obligations from
prior Fiscal Years. The City shall annually provide to Republic a copy of the Annual Budget and the
City's audited financial statements prepared in accordance with law, each within thirty(30)days of
its completion.
SECTION 12. ISSUANCE OF ADDITIONAL OBLIGATIONS PROHIBITED. The
City will not issue any obligations or incur any liability payable from or secured by the Utility Tax
and having a right to payment therefrom that is prior to or on a parity with the right to payment
therefrom of the Note. The City may only issue obligations or incur liability payable from or secured
by the Utility Tax and having a right to payment therefrom that is subordinate to the right to payment
therefrom of the Note with the written approval of Republic.
SECTION 13. AWARD OF NOTES BY NEGOTIATED SALE. Because of the nature
of the Note,the maturity of the Note and the prevailing market conditions,the negotiated sale of the
Note to Republic in substantial accordance with Republic's Commitment Letter to the Citydated July
19, 2001, which letter is attached hereto as Exhibit"B" (the "Commitment"), is hereby found to be
in the best interests of the City; provided, however, that the provisions of this Resolution shall
control to the extent of any conflict with the Commitment.
SECTION 14. MODIFICATION, AMENDMENT OR SUPPLEMENT. This
Resolution may be modified, amended or supplemented by the City from time to time prior to the
issuance of the Note hereunder. Thereafter, no modification, amendment or supplement of this
Resolution, or of any resolution amendatory hereof or supplemental hereto, may be made without
the consent in writing of the Holder.
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SECTION 15. TAX COVENANTS. It is the intention of the City and all parties under its
. control that the interest on the Note be and remain excluded from gross income for federal income
tax purposes and to this end the City hereby represents to and covenants with each Holder of the
Note issued hereunder that it will comply with the requirements applicable to it contained in Section
103 and Part IV of Subchapter B of Chapter 1 of the Code to the extent necessary to preserve the
exclusion of interest on the Note issued hereunder from gross income for federal income tax
purposes. Specifically,without intending to limit in any way the generality of the foregoing,the City
covenants and agrees:
a) to refrain from using proceeds from the Note in a manner that might cause the Note
to be classified as a private activity bond under Section 141(a) of the Code; and
b) to refrain from taking any action that would cause the Note to become an arbitrage
bond under Section 148 of the Code.
The City understands that the foregoing covenants impose continuing obligations of the City
that will exist as long as the requirements of Section 103 and Part IV of Subchapter B of Chapter 1
of the Code are applicable to the Note.
SECTION 16. EVENTS OF DEFAULT; REMEDIES.
A. Events of Default. Any one or more of the following events shall be an "Event of Default":
(i) The City shall fail to pay the principal of or interest on the Note when due;
(ii) The City shall default under any obligation for the repayment of money;
(iii) The City shall (a) admit in writing its inability to pay its debts generally as they
become due, (b) file (or have filed against it and not dismissed within 90 days) a petition in
bankruptcy or take advantage of any insolvency act, (c)make an assignment for the general benefit
of creditors,(d)consent to the appointment of a receiver for itself or for the whole or any substantial
part of its property, or (e) be adjudicated a bankrupt; or
(iv) The City shall default in the due and punctual performance of any of its covenants,
conditions, agreements and provisions contained herein or in the Note, and such default shall
continue for thirty (30) days after written notice specifying such default and requiring the same to
be remedied shall have been given to the City by the Holder of the Note;provided that such default
shall not be an Event of Default if the City within such 30 day period commences and carries out
with due diligence to completion(although not necessarily within such thirty(30)day period) such
action as is necessary to cure the same.
B. Remedies on Default. If an Event of Default shall have occurred and be continuing, the
Holder may proceed to protect and enforce its rights hereunder by a suit,action or special proceeding
Is
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in equity or at law, by mandamus or otherwise, either for the specific performance of any covenant
or agreement contained herein or for enforcement of any proper legal or equitable remedy as such
Holder shall deem most effectual to protect and enforce the rights aforesaid.
No remedy herein conferred upon or reserved to the Holder is intended to be exclusive of any
other remedy or remedies, and each and every such remedy shall be cumulative, and shall be in
addition to every other remedy given hereunder or now or hereafter existing at law or in equity.
No delay or omission of a Holder to exercise any right or power accruing upon any Event of
Default shall impair any such right or power or shall be construed to be a waiver of any such Event
of Default, or an acquiescence therein; and every power and remedy given by this article may be
exercised from time to time, and as often as may be deemed expeditious by a Holder.
SECTION 17. GENERAL AUTHORITY. The Mayor and the members of the Governing
Body and the officers, attorneys and other agents or employees of the City are hereby authorized to
do all acts and things required of them by this Resolution, or desirable or consistent with the
requirements hereof,for the full punctual and complete performance of all the terms,covenants and
agreements contained herein or in the Note,including the execution of any documents or instruments
relating to payment of the Note, and each member, employee, attorney and officer of the City is
hereby authorized and directed to execute and deliver any and all papers and instruments and to do
and cause to be done any and all acts and things necessary or proper for carrying out the transactions
contemplated hereunder.
SECTION 18. BANK QUALIFIED ISSUE. The City hereby designates the Note to be a
"qualified tax-exempt obligation" within the meaning of Section 265(b) of the Code.
SECTION 19. WAIVER OF JURY TRIAL. REPUBLIC AND THE CITY HEREBY
KNOWINGLY,VOLUNTARILY AND INTENTIONALLY WAIVE THE RIGHT EITHER MAY
HAVE TO A TRIAL BY JURY IN RESPECT TO ANY LITIGATION BASED HEREON, OR
ARISING OUT OF,UNDER OR IN CONNECTION WITH THIS RESOLUTION,THE NOTE OR
ANY AGREEMENT CONTEMPLATED TO BE EXECUTED IN CONJUNCTION HEREWITH,
OR ANY COURSE OF CONDUCT, COURSE OF DEALING, STATEMENTS (WHETHER
VERBAL OR WRITTEN), OR ACTIONS OF EITHER PARTY.
SECTION 20. SEVERABILITY. If any one or more of the covenants, agreements or
provisions of this Resolution should be held contrary to any express provision of law or contrary to
the policy of express law,though not expressly prohibited,or against public policy, or shall for any
reason whatsoever be held invalid,then such covenants,agreements or provisions shall be null and
void and shall be deemed separate from the remaining covenants, agreements or provisions of this
Resolution or of the Note issued hereunder,which remaining covenants,agreements and provisions
shall remain in full force and effect.
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SECTION 21. NO THIRD-PARTY BENEFICIARIES. Except as herein otherwise
. expressly provided,nothing in this Resolution expressed or implied is intended or shall be construed
to confer upon any person,firm or corporation other than the parties hereto and a subsequent holder
of the Note issued hereunder, any right, remedy or claim, legal or equitable, under or by reason of
this Resolution or any provision hereof,this Resolution and all its provisions being intended to be
and being for the sole and exclusive benefit of the parties hereto and the holder from time to time of
the Note issued hereunder.
SECTION 22. CONTROLLING LAW; MEMBERS OF CITY NOT LIABLE. All
covenants, stipulations,obligations and agreements of the City contained in this Resolution and the
Note shall be covenants, stipulations, obligations and agreements of the City to the full extent
authorized by the Act and provided by the Constitution and laws of the State of Florida. No
covenant, stipulation, obligation or agreement contained in this Resolution or the Note shall be a
covenant, stipulation, obligation or agreement of any present or future member, agent, officer or
employee of the City or the Governing Body of the City in his or her individual capacity,and neither
the members or officers of the Governing Body of the City nor any official executing the Note shall
be liable personally on the Note or shall be subject to any personal liability or accountability by
reason of the issuance or the execution of the Note by the City or such members thereof.
SECTION 23. REPEAL OF INCONSISTENT RESOLUTIONS.All resolutions or parts
thereof in conflict with this Resolution are repealed to the extent of such conflict.
SECTION 24. EFFECTIVE DATE. This Resolution shall be in force and take effect
immediately upon its passage and adoption.
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RESOLUTION NO. 2001-122
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PASSED AND ADOPTED THIS 24TH DAY OF JULY 2001.
Azt�
PATRICIA A. FLURY
MAYOR-COMMISSIONER
ATTEST: ROLL CALL:
COMMISSIONER BERTINO-YES
rh,L x4u-- COMMISSIONER MCELYEA-NO
CHARLENE JOMIRK
ON COMMISSIONER MIKES-ABSENT
ACTING CITY VICE-MAYOY CHUNK-YES
MAYOR FLURY-YES
APPROVED AS TO FORM
AND CORRECTNESS
BY: r, /\ ; /
TlIOMXS J. ANSBRO
CITY ATTORNEY
RESOLUTION NO. 2001-122
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EXIIIBIT "A"
FORM OF NOTE
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REGISTERED REGISTERED
No. R- 1 $ 700,000.00
UNITED STATES OF AMERICA
STATE OF FLORIDA
CITY OF DANIA BEACH
PROMISSORY NOTE, SERIES 2001
Interest Rate: Maturity Date: Dated Date:
4.20% August 1, 2006 July 30, 2001
REGISTERED OWNER: REPUBLIC SECURITY BANK -
PRINCIPAL AMOUNT: SEVEN HUNDRED THOUSAND DOLLARS
KNOW ALL MEN BY THESE PRESENTS, that the City of Dania Beach, Florida, a
municipal corporation of the State of Florida (hereinafter called the "City") for value received,
hereby promises to pay to the Registered Owner identified above, or to registered assigns or legal
representatives, but solely from the revenues hereinafter mentioned, on the dates hereinafter
provided, the Principal Amount identified above, and to pay, solely from such revenues, interest on
the Principal Amount remaining unpaid from time to time, at the interest rate per annum identified
above (the 'Bond Rate"),until the entire Principal Amount has been repaid.Principal of and interest
on this Note will be paid by bank wire, check, draft or bank transfer delivered to the Registered
Owner hereof at his address as it appears on the registration books of the City at the close of business
on the fifth Business Day (as defined in the hereinafter described Resolution),next preceding each
interest payment date (the "Record Date").
Interest on this Note shall be calculated on the basis of a 360 day year and will be paid in
arrears for the actual number of days elapsed.
Payments of accrued interest will be due on this Note on the t st day of each November,
February, May and August, beginning November 1, 2001. Payments of principal in the amount of
$43,750.00 will be due on this Note on the 1st day of each November, February, May and August,
beginning November 1, 2002.
Each date when principal and/or interest on this Note is due is a "Payment Date." If any
Payment Date is not a Business Day, the payment otherwise due on such Payment Date shall be due
on the preceding Business Day.
Any payment of principal hereof or interest hereon not paid when due shall bear interest from
the due date until paid at the Bond Rate.
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This Note is the entire authorized issue of notes in the aggregate principal amount of
$700,000, issued to finance the Project (as defined in the Resolution), pursuant to the authority of
and in full compliance with the Constitution and laws of the State of Florida,including particularly
Article VIII, Section 2 of the Constitution of the State of Florida, Chapter 166,Florida Statutes,the
Charter of the City (collectively, the "Act"), and Resolution No. 2001-122, adopted by the City
Commission of the City on July 24, 2001 (the "Resolution").
This Note and the interest hereon are secured by and are payable from a prior lien upon and
pledge of the Utility Tax(as defined in the Resolution), in the manner and to the extent provided in
the Resolution. Such lien and pledge are subordinate to the lien and pledge of the Utility Tax in favor
of the holder of the City's promissory note to Republic Security Bank("Republic")maturing May
of 2002.Reference is hereby made to the Resolution for the provisions,among others,relating to the
terms and security for the Note,the custody and application of the proceeds of the Note, the rights
and remedies of the Registered Owner of the Note, and the extent of and limitations on the City's
rights,duties and obligations,to all.of which provisions the Registered Owner hereof for himself and
his successors in interest assents by acceptance of this Note. All terms used herein in capitalized
form, unless otherwise defined herein, shall have the meanings ascribed thereto in the Resolution.
For purposes of this Note, the following definitions shall apply:
(1) "Code" means the Internal Revenue Code of 1986, as amended;
(2) "Cost of Funds" means 100 multiplied by a fraction,the numerator of which
is equal to the total interest expense of Republic for its immediately preceding tax
year and the denominator of which is equal to the average total assets of Republic for such
tax year, but not to exceed the cost of Fed Funds.
(3) "Fully Taxable Equivalent" means the Bond Rate multiplied by 1.65,
expressed as a number and not as a percentage.
(4) "Maximum Corporate Tax Rate"means the maximum Federal income tax rate
applicable to corporations, presently 35%.
(5) "Preference Reduction Rate"means the percentage reduction to be applied to
the amount allowable as a deduction under Chapter I of the Code with respect to any
financial institution preference item(as such term is defined in Section 291(e)of the Code),
presently 20%. If this Note is not or ceases to be a "qualified tax-exempt obligation" as
defined in Section 265(b) of the Code, the Preference Reduction Rate shall be deemed to
increase from twenty percent (20%) to one hundred percent(100%).
(7) "TEFRA Adjustment" means an adjustment equal to the product of the Cost
of Funds multiplied by the applicable Maximum Corporate Tax Rate multiplied by the
applicable Preference Reduction Rate.
2
If for any reason the interest on this Note becomes includable in the gross income of the
i holder of this Note for Federal income tax purposes (an "Event of Taxability"), this Note shall bear
interest from the earliest effective date of such Event of Taxability at a rate per annum equal to the
interest rate otherwise borne by this Note multiplied by 1.65. In addition to the foregoing, the City
shall pay any additions to tax, penalties and interest, and any arrears in interest imposed upon the
holder of this Note on account of an Event of Taxability. All such additional interest, additions to
tax and penalties shall be paid on the next succeeding Payment Date following the date the holder
was advised of such Event of Taxability.
No Event of Taxability shall be deemed to occur unless the City has been given timely
written notice of such occurrence by the holder of this Note and, to the extent permitted by law, an
opportunity to participate in and seek, at the City's own expense,a final administrative determination
by the Internal Revenue Service or determination by a court of competent jurisdiction (from which
no further right of appeal exists)as to the occurrence of such Event of Taxability; provided that the
City, at its own expense, delivers to the holder of this Note an opinion of bond counsel acceptable
to such holder to the effect that such appeal or action for judicial or administrative review is not
without merit and there is a reasonable possibility that the judgment, order, ruling or decision from
which such appeal or action for judicial or administrative review is taken will be reversed, vacated
or otherwise set aside.
The interest rate borne by this Note shall also be adjusted automatically as of the effective
date of any change in the Maximum Corporate Tax Rate or in the Preference Reduction Rate,to the
product obtained by multiplying the Bond Rate by a fraction,the numerator of which is equal to the
sum of(i) the product of the Fully Taxable Equivalent times 1 minus the Maximum Corporate Tax
Rate in effect as of the date of adjustment,plus (ii) the TEFRA Adjustment in effect as of the date
of adjustment, and the denominator of which is equal to the sum of(i) the product of the Fully
Taxable Equivalent times 0.65,plus (ii) the TEFRA Adjustment in effect on the date of closing of
the Note.
A certificate of the Holder as to any such additional amount or amounts, in the absence of
manifest error, shall be final and conclusive. In determining such amount, the Holder may use any
reasonable averaging and attribution methods.
Upon the occurrence of an Event of Default (as defined in the Resolution), the Holder may
declare the entire outstanding balance due hereon to be immediately due and payable(but only from
the Utility Tax), and in any such acceleration the City shall also be obligated to pay all costs of
collection and enforcement thereof, including such fees as may be incurred on appeal or incurred in
any bankruptcy or insolvency proceeding.
THIS NOTE SHALL NOT BE DEEMED TO CONSTITUTE A GENERAL DEBT OR A
PLEDGE OF THE FAITH AND CREDIT OF THE CITY, OR A DEBT OR PLEDGE OF THE
FAITH AND CREDIT OF THE STATE OF FLORIDA OR ANY POLITICAL SUBDIVISION
THEREOF WITHIN THE MEANING OF ANY CONSTITUTIONAL, LEGISLATIVE OR
3
CHARTER PROVISION OR LIMITATION, AND IT IS EXPRESSLY AGREED BY THE
REGISTERED OWNER OF THIS NOTE THAT SUCH REGISTERED OWNER SHALL NEVER
HAVE THE RIGHT, DIRECTLY OR INDIRECTLY, TO REQUIRE OR COMPEL THE
EXERCISE OF THE AD VALOREM TAXING POWER OF THE CITY OR ANY OTHER
POLITICAL SUBDIVISION OF THE STATE OF FLORIDA OR TAXATION IN ANY FORM ON
ANY REAL OR PERSONAL PROPERTY FOR THE PAYMENT OF THE PRINCIPAL OF,
PREMIUM, IF ANY, AND INTEREST ON THIS NOTE OR FOR THE PAYMENT OF ANY
OTHER AMOUNTS PROVIDED FOR IN THE RESOLUTION.
This Note shall be and have all the qualities and incidents of negotiable instruments under
the law merchant and the Uniform Commercial Code of the State of Florida, subject to the
provisions for registration of transfer contained herein and in the Resolution.
It is further agreed between the City and the Registered Owner of this Note that this Note and
the indebtedness evidenced hereby shall not constitute a lien upon any real or tangible personal
property of or in the City. Neither the members of the governing body of the City nor any person
executing the Note shall be liable personally on the Note by reason of its issuance.
This Note may be prepaid in whole or in part on any scheduled payment date subject to the
payment of a non-refundable Prepayment Premium calculated by Republic. The amount due on any
date of prepayment or on any date on which payment of this Note is accelerated pursuant to the terms
of the Note(each a"Prepayment Date") shall be the sum of(a)any unpaid fees, or a prorata portion
• thereof, if a partial prepayment, (b) accrued but unpaid interest, (c) the principal amount to be
prepaid or required to be prepaid,and(d)the Prepayment Premium if greater than zero. For purposes
of this Note, the following definitions shall apply:
(1) "Prepayment Premium" is the sum of the present values of Remaining
Payments of Principal and the present values of interest on the Remaining Scheduled
Payments and the present value of any balloon payment, as determined by application of the
Discount Rate, minus the principal amount to be prepaid or required to be paid. The
Prepayment Premium cannot exceed what is legally allowable or permitted by law. If this
Note is to be prepaid in part, then the Prepayment Premium will be equal to the amount
calculated as set forth above,prorated based on the ratio of the amount of principal prepaid
or required to be paid, to the outstanding principal balance immediately prior to the
prepayment or required payment.
(2) . "Remaining Scheduled Payments of Principal" means each of the projected
payments from the prepayment date up to and including the maturity of the loan.
(3) "Discount Rate"means, at approximately 11:00 a.m.New York time two (2)
Business Days prior to the Prepayment Date, the then current U.S. Treasury Security Yield
at a term closest to the Weighted Average Life interpolating if necessary plus the then current
4
Interest Rate Swap Spread at a term closest to the Weighted Average Life interpolating if
necessary.
(4) "U.S. Treasury Security Yield" means a rate, as determined by Republic,
which is based upon the mid market yield to maturity for securities issued by the U.S.
Treasury on a regular basis as shown for selected benchmark maturities on the Market Data
News Service, whose term, interpolated if necessary, corresponds to the Weighted Average
Life.
(5) "Interest Rate Swap Spread"means a spread which is lower of the bid or offer
spread, in basis points, as determined by Republic,based upon the Interest Rate Swap Spread
provided by the Market Data News Service whose term, interpolated if necessary,
corresponds to the Weighted Average Life.
(6) "Market Data News Service"means page 19901 of the Bridge Telerate, Inc.
Trading Service, or any successor or alternative pages of that service or any other news
service that reports mid-market yields for U.S. Treasury bonds and notes and market standard
interest rate swap data.
(7) "Weighted Average Life" means, on the Prepayment Date, the number of
years obtained(calculated to the nearest one-twelfth)by dividing(a)the sum of the products
of(i) the amount of each of the Remaining Scheduled Payments of Principal, times (ii) the
number of years (calculated to the nearest one-twelfth) that will elapse between the
Prepayment Date and the date such Remaining Scheduled Payment of Principal would have
been due under the original repayment terms of the Note, up to and including the Maturity
Date.
In the event of any partial prepayment of this Note,each partial payment shall be applied first
to accrued interest hereon, and then to such principal installments as the City shall designate, by
notice in writing delivered to the Holder simultaneous with such partial prepayment.
This Note may be assigned by the owner of this Note, or any assignee or successor-in-interest
thereto. Such assignment shall only be effective, and the City obligated to pay such assignee, upon
delivery to the Clerk at 100 West Dania Beach Boulevard, Dania Beach, Florida 33304 (or such
future address as may serve as the address of the City) of a written instrument or instruments of
assignment in the form provided herein, duly executed by the owner of this Note or by his
attorney-in-fact or legal representative,containing written instructions as to the details of assignment
of this Note,along with the social security number or federal employer identification number of such
assignee. In all cases of an assignment of this Note the City shall at the earliest practical time in
accordance with the provisions of the Agreement enter the change of ownership in the registration
books; provided, however, the written notice of assignment must be received by the Clerk no later
than the close of business on the fifth Business Day prior to a Payment Date in order to carry the
right to receive the interest and principal payment due on such Payment Date. The City may charge
5
the registered owner of the Note for the registration of every such assignment of the Note an amount
sufficient to reimburse it for any tax, fee or any other governmental charge required to be paid,
except for any such governmental charge imposed by the City,with respect to the registration of such
assignment, and may require that such amounts be paid before any such assignment of the Note shall
be effective.
It is hereby certified and recited that all acts, conditions and things required to exist, to
happen, and to be performed precedent to and in the issuance of this Note exist, have happened and
have been performed in regular and due form and time as required by the laws and Constitution of
the State of Florida applicable hereto, and that the issuance of the Note does not violate any
constitutional or statutory limitation or provision.
THE REGISTERED OWNER, BY ITS ACCEPTANCE OF THIS NOTE, AND THE
CITY, BY ITS ACCEPTANCE OF THE PROCEEDS OF THE NOTE, VOLUNTARILY AND
INTENTIONALLY WAIVE THE RIGHT EITHER MAY HAVE TO A TRIAL BY JURY IN
RESPECT TO ANY LITIGATION BASED HEREON, OR ARISING OUT OF, UNDER OR IN
CONNECTION WITH THIS NOTE, THE RESOLUTION OR ANY AGREEMENT
CONTEMPLATED TO BE EXECUTED IN CONJUNCTION HEREWITH, OR ANY COURSE
OF CONDUCT, COURSE OR DEALING, STATEMENTS (WHETHER VERBAL OR WRITTEN)
OR ACTIONS OF EITHER PARTY.
IN WITNESS WHEREOF, the City of Dania Beach, Florida has issued this Note and has
• caused the same to be executed by the manual signature of the Clerk and the City Manager, and
attested by the manual signature of the Mayor and its corporate seal or a facsimile thereof to be
affixed or reproduced hereon, all as of the day of July, 2001.
CITY OF DANIA BEACH, FLORIDA
(SEAL)
City Clerk
City Manager
ATTEST:
Mayor
6
FORM OF ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sells, assigns and transfers unto
the within Note and all rights
thereunder, and hereby irrevocably constitutes and appoints
attorney to transfer the within Note in the books
kept by the City for the registration thereof, with full power of substitution in the premises.
Dated:
NOTICE: The signature of this
SOCIAL SECURITY NUMBER OR assignment must correspond with
FEDERAL IDENTIFICATION NUMBER the name as it appears upon the
OF ASSIGNEE within Note in every particular,
without enlargement or alteration
or any change whatever.
[Form of Abbreviations]
The following abbreviations, when used in the inscription on the face of the within Note,
shall be construed as though they were written out in full according to the applicable laws or
regulations.
TEN COM - as tenants in common
TEN ENT - as tenants by the entireties
JT TEN - as joint tenants with the right of survivorship and not as tenants in common
UNIFORM TRANS MIN ACT - Custodian for (Cust.) (Minor) under
Uniform Transfers to Minors Act of
(State)
Additional abbreviations may also be used
though not in the above list.
EXIIIBIT "B"
COMMITMENT LETTER
MGM/N W PB/1 02-2/201 1 63.0002
110 East Broward Blvd.
Suite 102
Fort Lauderdale, Florida 33301
Phone: 954-762-8920
Fax: 954-762-8918
July 19, 2001
Mr. David E. Keller
Director of Finance
City of Dania Beach
100 W. Dania Beach Blvd.
Dania Beach Fl. 33004
Dear Mr. Keller:
We are pleased to inform you that Republic Security Bank (hereinafter referred to as "Lender"),
has approved your request for a Bank Qualified Term Loan to provide funds to pay an arbitration
settlement. Our approval of your request is subject, but not limited, to the following
terms and conditions:
BORROWER:.City of Dania Beach
LOAN AMOUNT: The loan has been approved in an amount up to seven hundred thousand
dollars ($700,000.00).
INTEREST RATE: Option 1. The loan shall be priced at a base floating rate ( Floating Rate
Option) equal to 64.5% of 30 Day Libor to which a spread of 1.25% will be added. The rate will
adjust every thirty days. (Based upon a 30 Day LIBOR Rate of 3.82% the rate would be
3.748%). Option 2. The loan shall be priced at 4.20 percent fixed for the life of the loan. These
Rates assume that the loan will be a"Bank Qualified" under section 265(b) (3) of the internal
revenue code of 1986. If this loan is not"Bank Qualified" and tax free, the rates shall be adjusted
upward to represent a comparable taxable rate of interest. The fixed rate option is subject to
change if not accepted within five business days of this date.
TERMS OF REPAYMENT: The loan shall be shall be repaid with quarterly payments of
interest only for the first year. In years two through five, equal payments of principal adequate to
amortize the loan by maturity plus accrued interest commencing November 1, 2002 will be due
and payable quarterly until maturity.
EQUAL OPPORTUNITY MEMBER FM EOUAL HOUSING
LENDER LENDER
PREPAYMENT: The loan may be prepaid in whole or in part, except that should Fixed Rate
Option 2 be chosen and in effect, Republic Security Bank's standard make-whole provision
would apply, see"Attachment A"herewith.
MATURITY: The loan will mature five years from closing.
COLLATERAL: To secure the payment of this proposed obligation, the City is authorized and
agrees to pledge to the Lender the City's revenues received from Utility Service Taxes and
earnings thereon under the Loan Documents. This will be by a second lien behind Republic
Security Bank's first lien position on the Utility Service Tax Revenue, until the former loan is
paid in full, at which time the subject loan will have a first lien position.
LENDER'S COUNSEL Lender's counsel for this loan shall be:
Morris G. (Skip) Miller
Adorno&Zeder, PA
1551 Forum Place
Building 200
West Palm Beach, Fl. 33401
(561) 640-8000
The fee charged by this law firm at closing is for all services directly related to closing the
subject loan. Additional legal fees may from time to time be incurred by lender for post closing
services rendered relating to this loan file and subject project. All such fees and attendant
expenses, shall be borne by the Borrower. In the event any litigation shall arise out of this
commitment, the prevailing party shall be entitled to recover all costs incurred, including
reasonable attorney's fees at both the trial and appellate levels.
GENERAL CONDITIONS This Commitment is granted subject to the General Conditions
attached to this commitment as Exhibit "A".
FINANCIAL REPORTING: The City agrees to provide Audited Financial Statements and its
annual budget on annual basis while the loan is outstanding.
ACCEPTANCE: If the terms and conditions contained herein and in Exhibit"A" meet with
your approval, please so indicate your acceptance by signing below where indicated and
returning the original commitment, and all the acknowledged exhibits, no later than July 26,
2001. This
commitment shall be null and void if the commitment is not accepted by July 26, 2001 and/or the
closing of this loan has not taken place by August 24, 2001.
Sin erely;
ohn J. IV eaca, Jr.
Sr. Vice President
Republic Security Bank
Accepted this )1 day of J\ j 32001.
BORROWER:
City of Dania Beach
By: GX vv A . V'
Its: ry k, �,
EXHIBIT "A"
GENERAL CONDITIONS
This addendum is issued as an integral part of the terms and conditions of our Loan Commitment
to which it is attached, which Commitment shall be subject but not limited to the following
standard conditions.
The terms and conditions set out in this Commitment shall be construed, where possible to apply
to the continuing relationship of the Lender and Borrower.
The Commitment is subject to full compliance with all applicable State and Federal laws and
regulations which may govern the Lender and to compliance with all formal directives of State
and Federal agencies implementing and enforcing such law, regulations and rules. Where there
is a conflict between such laws and regulations and the terms of this Commitment, such laws and
regulations shall control.
Any and all references herein relating to the Lender's acceptance or approval of documents,
reports, opinions or facts shall be in the sole and absolute subjective discretion of the Lender.
ARTICLE I
DOCUMENTS
All of the documents required to consummate the loan, required during the term of the loan or
affecting the security or relating to the Borrower's capacity and authority to make the loan and to
execute the loan documents, and such other documents, instruments, certificates, opinions and
assurances as the Lender may reasonably request, and all procedures in connection herewith,
must be acceptable and approved by Lender and its counsel as to form and substance, with all
expenses of such review and approval process to be paid by Borrower.
A. LOAN DOCUMENTS
At the closing, the Borrower shall execute the following applicable documents together with
other documents which may be required by Lender or its counsel:
ARTICLE II
LOAN COSTS AND DISBURSEMENTS
A. LOAN COSTS
At the closing of the loan, it will be the obligation of Borrower to pay all Lender's
counsel fees. In the event Lender is made a defendant to any litigation arising out of the loan,
Borrower agrees to pay Lender's court costs and attorney's fees suffered by its as a result of any
claim by any persons, firm or corporation, for any brokerage or other commission alleged to be
due as a result o f the transaction. In the event the loan does not close through no fault of the
Lender, Borrower agrees to pay legal and other expenses of the Lender.
ARTICLE III
OTHER CONDITIONS
A. ASSIGNABILITY OF RIGHTS UNDER COMMITMENT
This commitment is made in favor of only the persons to whom this Commitment
is addressed as "Borrower". This Commitment is not assignable by Borrower, or transferable by
operation of law, or otherwise, except with the prior written consent of Lender, which consent
may be withheld in the absolute discretion of the Lender.
B. SECONDARY AND ADDITIONAL FINANCING
Any secondary financing secured in any way by the proposed collateral is prohibited
without the prior written approval of Lender.
C. CONDEMNATION
At the time of closing of the loan, no proceeding shall have been threatened or
commenced by any authority having the power of eminent domain to condemn any part of the
Property which the Lender, in its sole judgment, deems substantial.
D. TERMINATION OF COMMITMENT: Lender reserves the right to cancel this
Commitment and to terminate its obligations hereunder at any time before the loan closes,
without any further liability or obligation to the Borrower, in any of the following events:
1. Failure of the Borrower to comply within the time specified,or with any of the
provisions or conditions applicable to this Commitment.
2. Non-payment within the prescribed time, of any fees and expenses provided
for in this Commitment.
• 3. Insufficiency of lien position as determined by the sole opinion of Lender or its
counsel, or lack of approval or acceptance by the Lender to any of the documentation delivered
or to be delivered or executed hereunder.
4. Filing by or against Borrower or any Guarantor of any petition in bankruptcy
or insolvency, or for reorganization, or for the appointment of a receiver or trustee, or the making
of an assignment for the benefit or creditors.
5. Any change subsequent to this Commitment deemed by the Lender to be
material or substantial in the financial conditions, assets, net worth, or credit standing of the
Borrower or of any Guarantor, or the taking of a judgment against the Borrower or any Guarantor
which, in the sole discretion of the Lender, could materially adversely affect the credit standing
of the Borrower or any Guarantor, or the ability of Borrower or any Guarantor to perform under
this Commitment.
F. MISCELLANEOUS
The Commitment in which the provisions hereof are incorporated, supersedes any
and all prior communication, agreements, offers and statements, whether written or oral,made by
the Lender or anyone acting per authorization on its behalf. No change, amendment or
modification hereof shall be valid unless it be made in writing and signed by a duly authorized
officer of the Lender. The Commitment and the loan made pursuant thereto, are solely for the
. benefit of the Borrower and are not to provide any benefit to anyone, are not to be displayed or
communicated by the Borrower to any third party, without the prior written consent of the
Lender.
Attachment A
Prepayment— "Make Whole Version"
Schedule 1 to$700,000 Note by and between The City of Dania Beach("Borrower')and
Republic Security Bank("Lender")dated July . 2001
The Note shall accrue interest-aa rate equal to a fixed rate of 4.20%. Interest will be charged and calculated on the basis of a
360 day year and will be paid in arrea s for,the actuahti umbe or f days elapse&'
a
g �RF
The Note may be prepaid,ui whole orin part;ontany scheduled payment ate supJect to the payment of a non-refundable
Prepayment Premium calculated byi e Lender The o nt du on any date of prepaygen r n any date on which payment of the
Note is accelerated pursuant to the terms of the Note(each a 'Prepaymerit,D`ate")shall be the sum of(a)any unpaid fees,or a prorata
portion thereof,if a partial prepayment,(b)accrued but unpaid interest,(c)-tthe principal amount to be prepaid or required to be prepaid,
and(d)the Prepayment Premium if greater than zero.
The"Prepayment Premium"is the sum of the present values of the Remaining Scheduled Payments of Principal and the present
values of interest on the Remaining Scheduled Payments of Principal and the present value of any balloon payment,as determined by
application of the Discount Rate,minus the principal amount to be prepaid or required to be paid.The Prepayment Premium cannot
exceed what is legally allowable or permitted by law. If the Note is to be prepaid in part,then the Prepayment Premium will be equal to
the amount calculated as set forth above,prorated based on the ratio of the amount of principal prepaid or required to be paid,to the
outstanding principal balance immediately prior to the prepayment or required payment.
"Remaining Scheduled Payments of Principal"means each of the projected principal payments remaining from the prepayment
date up to and including the maturity of the loan.
"Discount Rate"means,at approximately 1 1:00 a.m.New York time two(2)business days prior to the Prepayment Date,the
then current U.S.Treasury Security Yield at a term closest to the Weighted Average Life interpolating if necessary plus the then current
Interest Rate Swap Spread at a term closest to the Weighted Average Life interpolating if necessary.
"U.S.Treasury Security Yield"means a rate,as determined by the Lender,which is based upon the mid market yield to
maturity for securities issued by the U.S.Treasury on a regular basis as shown for selected benchmark maturities on the Market Data
News Service,whose term,interpolated if necessary,corresponds to the Weighted Average Life.
"Interest Rate Swap Spread"means a spread which is the lower of the bid or offer spread,in basis points,as determined by the
Lender,based upon the Interest Rate Swap Spread provided by the Market Data News Service whose term,interpolated if necessary,
corresponds to the Weighted Average Life.
"Market Data News Service"means page 19901 of the Bridge Telerate,Inc.Trading Service,or any successor or alternative
pages of that service or any other news service that reports mid-market yields for U.S.Treasury bonds and notes and market standard
interest rate swap data.
"Weighted Average Life"means,on the Prepayment Date,the number of years obtained(calculated to the nearest one-twelfth)
by dividing(a)the sum of the products of(i)the amount of each of the Remaining Scheduled Payments of Principal,times(ii)the
number of years(calculated to the nearest one-twelfth)that will elapse between the Prepayment Date and the date such Remaining
Scheduled Payment of Principal would have been due under the original repayment terms of the Note,up to and including the Maturity
Date.
s
TT ��)T Ae
DA
u
FLO
August 1, 2001
Morris G. (Skip) Miller
Adorno & Zeder, P.A.
1551 Forum Place, Building 200
West Palm Beach, FL 33401
Dear Skip:
At the closing the other day on the Promissory Note for $700,000, the
Certified Resolution No. 2001-122 provided to you was not correct in the roll call
vote on the last page and our attorney also located two other small typos within
the body of the resolution.
Therefore, we are enclosing a corrected Certified copy of Resolution No.
2001-122 for your records. Please discard the previous resolution and retain the
original Commitment letter signed by Dave Keller, Finance Director.
We hope this has not caused you any inconvenience.
Sincerely,
r ..
Ar ene Joh s n
cting City Cl rk
/cj
Enclosure (1)
"Broward's First City'
100 West Dania Beach Boulevard Dania Beach, Florida 33004 Phone: (954) 921-8700 www.ci.dania-beach.fl.us