HomeMy WebLinkAboutR-2014-027 - Authorizing City Manager to Execute an Agreement with BMG Money, Inc. for an Employee Loan Program without bidding and advertisement RESOLUTION NO. 2014-027
A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF DANIA
BEACH, FLORIDA, AUTHORIZING AND DIRECTING THE CITY
MANAGER TO EXECUTE AN AGREEMENT WITH BMG MONEY, INC.
OFFERING AN EMPLOYEE LOAN AT WORK PROGRAM TO ACTIVELY
EMPLOYED CITY STAFF, WITHOUT COMPETITIVE BIDDING AND
WITHOUT ADVERTISEMENT FOR BIDS; PROVIDING FOR CONFLICTS;
FURTHER, PROVIDING FOR AN EFFECTIVE DATE.
WHEREAS, The City Administration recently became aware of an employee loan
program offered by BMG Money, Inc. that was approved and implemented by the City of Fort
Lauderdale; and
WHEREAS, the City Administration wishes to offer this loan program to actively
employed staff with the City of Dania Beach; and
WHEREAS, the loan program agreement has been reviewed and approved by the City
Attorney and Finance Department and it has determined that there is no direct cost to the City of
Dania Beach for this employee loan program and that the employee loan program presents no
financial liability to the City.
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE
CITY OF DANIA BEACH,FLORIDA:
Section 1. That the foregoing "Whereas" causes are made a part of and are
incorporated into this Resolution by this reference.
Section 2. That since there is no direct cost associated with the loan program
described above and a nearby municipality has recently approved and implemented the Program
for its employees, the City Commission waives bidding and approves execution of the attached
agreement with BMG Money, Inc. (attachment A) for use by employees actively employed by the
City of Dania Beach.
Section 3. That all resolutions or parts of resolutions in conflict with this Resolution
are repealed to the extent of such conflict.
Section 4. That this Resolution shall be in force and take effect immediately upon its
passage and adoption.
PASSED AND ADOPTED on April 8, 2014.
ATTEST: =s Fi�rc�
LOUISE STILSON, CMC WALTER B. DUKE, III
CITY CLERK MAYOR
APPROVED AS FOFA4 AND CORRECTNESS:
/v
THO S YORXNEY
SB O
CITY AT
2 RESOLUTION#2014-027
NON-EXCLUSIVE PAYROLL DEDUCTION PLAN AGREEMENT
THIS NON-EXCLUSIVE PAYROLL DEDUCTION PLAN AGREEMENT (this
"Agreement') and is entered into on , 2014 by and between the City of
Dania Beach, Florida, a Florida Municipality, (the "Employer" or "City"), and BMG Money,
Inc., a Delaware corporation, authorized to transact business in the State of Florida, ("BMG
Money" or"Contractor"). Employer desires to offer as a benefit to its employees BMG Money's
LoansAtWork Program and BMG Money desires to loan money to such employees, in each case
to be evidenced by a promissory note with the applicable employee (collectively, as amended or
otherwise modified from time to time,the"Notes").
Employer Acknowledgment. Employer acknowledges and agrees that it will comply
with its employees' requests set forth in the Notes to (a) deduct from their wages, salary,
commissions or other similar compensation (collectively, "wages'l the amounts to be so
deducted as described in the respective Notes and (b) remit such amounts to BMG Money, in
each case, solely to the extent of the maximum available wages of the applicable employee and
in accordance with applicable laws, rules, regulations and orders(collectively,the"Program").
Payment Instructions. Employer agrees to remit to BMG Money monthly by check
funds deducted from employees' wages pursuant to the Program together with the corresponding
register of deduction amounts as promptly as practicable following the calendar month in which
the applicable wages were paid.
Marketing. Employer agrees to provide BMG Money with opportunities to market the
Program to eligible employees and to educate such employees about the Program. Subject to
applicable law and Employer's discretion, marketing opportunities may include, without
limitation, in person meetings with employees, direct mail to employees, bulletin board postings,
information made available through the Internet and emails to employees. Under no
circumstances shall BMG Money state, indicate, imply or lead the employee to reasonably infer
an official relationship between it and Employer, that the loan is being made directly by
Employer, or that the Employer endorses the Program.
Notice. Employer shall notify BMG Money as soon as reasonably practicable if any
employee requests revocation of his or her payroll deduction request, ceases to be employed by
Employer or changes his or her employment status.
Further Assurances. Employer agrees to provide BMG Money with access to all non-
exempt and non-confidential, pursuant to Florida law, public records (or copies thereof)
necessary for BMG Money to implement or effectuate the provisions of this Agreement and/or
the Program. Should BMG Money, at any time during the term of this Agreement, offer the same
program to employees of any other governmental entity in the State of Florida at prices below
those offered to employees of Employer, BMG Money shall immediately make available such
lower prices to employees of Employer who enroll in the Program after such time.
3 RESOLUTION#2014-027
Public Records. Employer may be subject to Chapter 119 of the Florida Statutes,
otherwise known as the Public Records law. This Agreement and all other documents and
agreements flowing therefrom, including those executed by any employee, are subject to
disclosure to the extent required by Chapter 119.
Indemnification. BMG Money agrees to defend at BMG Money's expense, and
indemnify Employer and Employer's officers, employees, and agents against, and hold it
harmless from, any and all losses, liabilities, claims, costs, expenses, penalties, fines,judgments,
settlements, and damages of any nature, including any award of attorney fees and any award of
costs, in any way arising out of or occasioned by any act or omission by BMG Money or BMG
Money' employees, agents, or subcontractors, or any breach of BMG Money's obligations under
this Agreement.Notwithstanding the foregoing, BMG Money shall not be liable to Employer for
any special, indirect, exemplary or consequential damages. The indemnification obligation under
this paragraph shall survive termination of this Agreement. Employer does not guarantee BMG
Money against any risk of credit losses and has no obligations other than as expressly set forth in
this Agreement.
Assignment. BMG Money and its assignees may assign all or any of BMG
Money's rights, but none of its obligations, under this Agreement in connection with any
financing of Notes or of the loans evidenced by such Notes or otherwise,provided, however, that
Employer shall,notwithstanding any such assignment, be entitled to deal solely and directly with
BMG Money in connection with Employer's rights and obligations under this Agreement. This
Agreement shall be binding upon the parties to it and their respective successors and assigns.
Notwithstanding any such assignment, Employer's obligations, rights and responsibilities shall be
governed exclusively by this Agreement.
Termination. Employer and BMG Money may terminate this Agreement upon
sixty (60) days' prior written notice to the non-terminating party, at the address shown below.
Notwithstanding any termination of this Agreement, this Agreement shall survive as to any Notes
outstanding as of such termination until final payment in full of such Notes.
Miscellaneous. This Agreement supersedes any prior agreements with respect to
the subject matter of it and may only be amended or otherwise modified in writing, signed by
both parties. If any provision of this Agreement is found by a court of competent jurisdiction to
be unenforceable, this will not affect the validity or enforceability of any other provision. Any
provision of this Agreement that conflicts with any mandatory provision of applicable law shall
be deemed to be amended to conform with such applicable law. Time is of the essence under this
Agreement.
Waiver of Trial by Jury. Each party, as a crucial and material inducement to the
other to execute this Agreement, on behalf of itself, its agents, successors and/or assigns waives
trial by jury of any and all matters triable by right arising from, through or as a result of this
Agreement.
4 RESOLUTION#2014-027
Governing Law. Venue. THIS AGREEMENT SHALL BE CONSTRUED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF FLORIDA (WITHOUT REGARD
TO CONFLICTS OF LAW PRINCIPLES PROVIDING FOR THE APPLICATION OF THE
LAWS OF ANOTHER JURISDICTION). Venue for any lawsuit by either party against the other
party or otherwise arising out of this Agreement, and for any other legal proceeding, shall be in
Broward County, Florida, or in the event of federal jurisdiction, in the Southern District of
Florida,Fort Lauderdale Division.
Insurance. The Contractor shall furnish proof of insurance requirements as
indicated below. The coverage is to remain in force at all times during the term of this
Agreement. The following minimum insurance coverage is required. The commercial general
liability insurance policy shall name the City of Dania Beach, a Florida municipal corporation, as
an additional "named" insured. This MUST be written in the description section of the insurance
certificate, even if there is a check-off box on the insurance certificate. Any costs for adding the
City as an additional "named" insured shall be at the BMG Money's expense. BMG Money shall
ensure that any and all of its successors or assignees comply with these insurance requirements.
The City of Dania Beach shall be given notice ten (10) days prior to cancellation
or modification of any required insurance. The insurance provided shall be endorsed or amended
to comply with this notice requirement. In the event that the insurer is unable to accommodate, it
shall be the responsibility of the Contractor to provide the proper notice. Such notification will be
in writing by registered mail, return receipt requested and addressed to the City Manager's
Office.
The Contractor's insurance must be provided by an A.M. Best's "A-" rated or
better insurance company authorized to issue insurance policies in the State of Florida, subject to
approval by the City's Risk Manager. Any exclusions or provisions in the insurance maintained
by the Contractor that excludes coverage for work contemplated in this solicitation shall be
deemed unacceptable, and shall be considered breach of contract.
Workers' Compensation and Employers' Liability Insurance
Limits: Insurance shall be maintained by BMG and during the life of this
Agreement, and it is to apply to all "statutory employees" of BMG (as that phrase is defined by
Chapter 440, Florida Statutes), in compliance with the "Workers' Compensation Law" of the
State of Florida and all applicable federal laws, for the benefit of BMG, its employees, statutory
limits Part A, and no less than and One Million Dollars ($1,000,000.00) employers' liability
limits Part B.
Any firm performing work for or on behalf of the City of Dania Beach must
provide Workers' Compensation insurance. Exceptions and exemptions will be allowed, by the
City's Risk Manager, if they are in accordance with Florida Statutes.
Commercial General Liability Insurance
5 RESOLUTION#2014-027
Covering premises-operations, products-completed operations, independent
contractors and contractual liability.
Limits: Combined single limit bodily injury/property damage $1,000,000.00
This coverage must include, but not limited to:
a. Coverage for the liability assumed by the contractor under the indemnity
provision of the contract.
b. Coverage for Premises/Operations
c. Products/Completed Operations
d. Broad Form Contractual Liability
e. Independent Contractors
Automobile Liability Insurance
Covering all owned,hired and non-owned automobiles.
Limits: Bodily injury One Million Dollars($1,000,000.00) each person,
One Million Dollars($1,000,000.00) each occurrence
Property damage: One Million Dollars($1,000,000.00) each occurrence
Certificate holder should be addressed as follows:
City of Dania Beach
100 W. Dania Beach Blvd.
Dania Beach, FL 33004
Non-discrimination. The Contractor shall not discriminate in any of its activities
on the basis of race, color, religion, national origin, disability, age, gender, sexual orientation, or
marital status.
IN WITNESS WHEREOF, the parties have set their hands and seals on the date first
written above.
ATTEST: CITY OF DANIA BEACH,FLORIDA
a Florida Municipal corporation
Louise Stilson, CMC Robert Baldwin, City Manager
City Clerk Date: 52014
6 RESOLUTION#2014-027
APPROVED AS TO FORM AND CORRECTION:
Thomas J. Ansbro
City Attorney
WITNESSES: BMG MONEY,INC.,a Foreign
Corporation,
authorized to conduct business in Florida
Signature Thomas C. McCormick
Chief Operating Officer
PRINT Name Date:
Signature
PRINT Name
STATE OF FLORIDA
COUNTY OF
BEFORE me on 2014, personally appeared
, as of BMG Money, Inc., who acknowledged
execution of the foregoing Agreement for the use and purposes mentioned in it, and that the
instrument is the act and deed on behalf of BMG Money, Inc. Such person is personally known
to me or produced as identification.
NOTARY PUBLIC
State of Florida at Large
My Commission Expires:
7 RESOLUTION#2014-027