HomeMy WebLinkAboutInv# Sept312021 - FIRST DATA - 09/30/2021SpendTrend®Current Volume
By Card Type
PO Box 2394, Omaha, NE 68103-2394
CITY OF DANIA BEACH
ROBERT BALDWIN
100 W DANIA BEACH BLVD
DANIA BEACH FL 33004 -3699
YOUR CARD PROCESSING STATEMENT
Page 1 of 10 THIS IS NOT A BILL
Statement Period 09/01/21 - 09/30/21
Merchant Number 982161560882
Locations Included 11
Customer Service Website - www.businesstrack.com
Phone - 1-877-273-8191
Year-over-year Growth SEP '20 vs SEP '21
Thirteen Month - Total Sales
Sep-20Oct-20Nov-20Dec-20Jan-21Feb-21Mar-21Apr-21May-21Jun-21Jul-21Aug-21Sep-21$40,000
$60,000
$80,000
$100,000
$120,000
$140,000
$160,000
$180,000
-36%
-21%
-6%
8%
23%
38%
53%
68%
83%
98%
113%
-28.1 -28.7
0.9
65.6
59.8
3.6
Dollar Volume
Growth
Transaction
Growth
Average Ticket
Growth
Your Business Similar Businesses Across the
Country
MASTERCARD
VISA
DISCOVER
$15,110.00
$41,914.00
$1,288.00
PO Box 2394, Omaha, NE 68103-2394
SUMMARY An overview of account activity for the statement period.
Total Amount Submitted $58,312.00
Chargebacks/Reversals 0.00
Adjustments 0.00
Fees -$4,348.75
Total Amount Processed $53,963.25
Page 2
Page 3
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Page 4
PO Box 2394, Omaha, NE 68103-2394
YOUR CARD PROCESSING STATEMENT
Merchant Number 982161560882
Customer Service Website - www.businesstrack.com
Phone - 1-877-273-8191
Page 2 of 10
Statement Period 09/01/21 - 09/30/21
IMPORTANT INFORMATION ABOUT YOUR ACCOUNT
IMPORTANT INFORMATION: Recently, the Card Brand & Debit Network Organizations announced several operational and interchange
program & rate changes. You can see a summary of these changes in the enclosed "Summary of Fall 2021 Card Brand & Debit Network
Organization Changes". Please also refer to the following documents in the "Resources" section on www.businesstrack.com for updated
Card Brand & Debit Network Organization information that will be applied to your account as of October 2021.
* "Interchange Rate/Fee Schedule" describes the interchange fees and requirements for Visa, Mastercard and Discover card
transactions.
* "Interchange Qualification Matrix" provides a description of the various interchange levels established by the various payment card
brands, as well as the primary qualification criteria for each interchange level, and similar information related to Debit networks.
* "American Express OptBlue Program Pricing Guide" provides a description of the American Express OptBlue program fees,
requirements, and qualification criteria for your American Express card transactions.
* "Card Organization Pass Through Fee Schedule" provides information about fees charged by the Card Organizations that are passed
on to your account.
* "Summary of Fall 2021 Card Brand & Debit Network Organization Changes" provides a summary of the recently announced changes
(also enclosed in this statement).
Please note, to access these documents and other valuable information, you will need to register and/or log into
www.businesstrack.com. To register, you will need your Merchant Identification Number, Tax ID and your business checking account
number. If you have trouble finding the referenced documents once logged into the site, please contact the customer service phone
number listed on this statement to request a copy.
Important Information: Effective October 17, 2021, Mastercard has mandated a new dispute cycle referred to as Collaboration.
Collaboration requests will be sent to Acquirers prior to sending a chargeback. These requests will be referred to as a "Pre-Dispute."
Collaboration requests will be initiated by cardholder's issuing banks. Mastercard will not edit the request for chargeback rights or
timeframes. Merchants and/or Acquirers will not have the option to opt-out of the process. Mastercard will set a response timeframe of
72 hours from the Issuer's initiation date. If the merchant declines or does not respond to the request, a chargeback will be initiated.
Mastercard communicated new fees for the collaboration process. The network fees for US, Canada, and LAC will published in
subsequent updates.
* MasterCom Collaboration Acquirer Notification Fee
* MasterCom Collaboration Resolution/Response Fee
* Collaboration Funds Movement Fee
* Collaboration Non-Compliance Fee
SUMMARY BY DAY
Date
Submitted
Submitted
Amount
Chargebacks/
Reversals Adjustments Fees
Amount
Processed
09/01/21 $997.00 0.00 0.00 0.00 $997.00
09/02/21 $1,207.00 0.00 0.00 0.00 $1,207.00
09/03/21 $757.00 0.00 0.00 0.00 $757.00
09/04/21 $1,262.00 0.00 0.00 0.00 $1,262.00
09/05/21 $2,478.00 0.00 0.00 0.00 $2,478.00
09/06/21 $4,109.00 0.00 0.00 0.00 $4,109.00
09/07/21 $4,900.00 0.00 0.00 0.00 $4,900.00
09/08/21 $1,521.00 0.00 0.00 0.00 $1,521.00
09/09/21 $915.00 0.00 0.00 0.00 $915.00
09/10/21 $978.00 0.00 0.00 0.00 $978.00
09/11/21 $1,830.00 0.00 0.00 0.00 $1,830.00
09/12/21 $4,403.00 0.00 0.00 0.00 $4,403.00
09/13/21 $3,664.00 0.00 0.00 0.00 $3,664.00
09/14/21 $548.00 0.00 0.00 0.00 $548.00
09/15/21 $1,277.00 0.00 0.00 0.00 $1,277.00
09/16/21 $1,411.00 0.00 0.00 0.00 $1,411.00
09/17/21 $1,537.00 0.00 0.00 0.00 $1,537.00
09/18/21 $1,322.00 0.00 0.00 0.00 $1,322.00
09/19/21 $3,354.00 0.00 0.00 0.00 $3,354.00
09/20/21 $4,081.00 0.00 0.00 0.00 $4,081.00
YOUR CARD PROCESSING STATEMENT
Merchant Number 982161560882
Customer Service Website - www.businesstrack.com
Phone - 1-877-273-8191
Page 3 of 10
Statement Period 09/01/21 - 09/30/21
PO Box 2394, Omaha, NE 68103-2394
SUMMARY BY DAY
Date
Submitted
Submitted
Amount
Chargebacks/
Reversals Adjustments Fees
Amount
Processed
09/21/21 $1,227.00 0.00 0.00 0.00 $1,227.00
09/22/21 $522.00 0.00 0.00 0.00 $522.00
09/23/21 $877.00 0.00 0.00 0.00 $877.00
09/24/21 $980.00 0.00 0.00 0.00 $980.00
09/25/21 $1,435.00 0.00 0.00 0.00 $1,435.00
09/26/21 $2,573.00 0.00 0.00 0.00 $2,573.00
09/27/21 $4,075.00 0.00 0.00 0.00 $4,075.00
09/28/21 $1,541.00 0.00 0.00 0.00 $1,541.00
09/29/21 $1,265.00 0.00 0.00 0.00 $1,265.00
09/30/21 $1,266.00 0.00 0.00 0.00 $1,266.00
Month End Charge 0.00 0.00 0.00 -$4,348.75 -$4,348.75
Total $58,312.00 0.00 0.00 -$4,348.75 $53,963.25
SUMMARY BY CARD TYPE
Total Gross Sales You Submitted Refunds Total Amount You Submitted
Card Type Average
Ticket Items Amount Items Amount Items Amount
Mastercard $5.53 2,730 $15,110.00 0 0.00 2,730 $15,110.00
VISA $5.54 7,560 $41,914.00 0 0.00 7,560 $41,914.00
Discover $5.39 239 $1,288.00 0 0.00 239 $1,288.00
Total 10,529 $58,312.00 0 0.00 10,529 $58,312.00
SUMMARY BY LOCATION
Merchant
Number
Submitted
Amount
Chargebacks/
Reversals Adjustments Fees
Amount
Processed
982161560882 $6,461.00 0.00 0.00 -$543.24 $5,917.76
982161561880 $11,342.00 0.00 0.00 -$803.03 $10,538.97
982161562888 $3,595.00 0.00 0.00 -$274.14 $3,320.86
982161563886 0.00 0.00 0.00 -$170.57 -$170.57
982161564884 $3,817.00 0.00 0.00 -$256.68 $3,560.32
982161565881 $1,431.00 0.00 0.00 -$116.29 $1,314.71
982161566889 $5,354.00 0.00 0.00 -$394.44 $4,959.56
982162330889 $6,393.00 0.00 0.00 -$358.08 $6,034.92
982162331887 $12,545.00 0.00 0.00 -$923.43 $11,621.57
982162333883 $5,066.00 0.00 0.00 -$328.41 $4,737.59
982162334881 $2,308.00 0.00 0.00 -$180.44 $2,127.56
Total $58,312.00 0.00 0.00 -$4,348.75 $53,963.25
CHARGEBACKS/REVERSALS Transactions that are challenged or disputed by a cardholder or card-issuing bank.
Merchant Number Date Reference No.Description
Card Number
(Last 4 Digits)Amount
No Chargebacks/Reversals for this Statement Period
Total 0.00
PO Box 2394, Omaha, NE 68103-2394
YOUR CARD PROCESSING STATEMENT
Merchant Number 982161560882
Customer Service Website - www.businesstrack.com
Phone - 1-877-273-8191
Page 4 of 10
Statement Period 09/01/21 - 09/30/21
ADJUSTMENTS The amounts credited to, or deducted from, your account to resolve processing and billing discrepancies.
Merchant Number Date Description Amount
No Adjustments for this Statement Period
Total 0.00
FEES Amount charged to authorize, process and settle card transactions, along with transaction-based and/or fixed amounts charged for specific card processing
services.
TRANSACTION FEES Type Amount
MASTERCARD
MC PIF FINAL/PRE AUTH MIN 1 TRANSACTIONS AT .040000 Fees -$0.04
MC PIF FINAL/PRE AUTH MIN 3 TRANSACTIONS AT .040000 Fees -$0.12
MASTERCARD ASSESSMENT FEE .0013 TIMES $15110 Interchange charges -$19.63
MASTERCARD ACCESS FEE 3103 TRANSACTIONS AT .034 Interchange charges -$105.49
MASTERCARD DEBIT SALES DISC .03 DISC RATE TIMES $256 Service charges -$7.68
MC LICENSE VOLUME FEE .000217 DISC RATE TIMES $15110 Service charges -$3.28
MASTERCARD DEBIT SALES DISC .029 DISC RATE TIMES $2707 Service charges -$78.50
MASTERCARD SALES DISCOUNT .029 DISC RATE TIMES $10780 Service charges -$312.63
MASTERCARD SALES DISCOUNT .03 DISC RATE TIMES $1367 Service charges -$41.01
MASTERCARD AUTH FEE 3103 TRANSACTIONS AT .06 Fees -$186.18
MC ACCT STATUS INQ SVC INTRARE 6 TRANSACTIONS AT .025 Fees -$0.16
VISA
VISA ACCESS FEE 8499 TRANSACTIONS AT .034 Interchange charges -$288.95
VISA ASSESSMENT FEE CR .0014 TIMES $14103 Interchange charges -$19.76
VISA ASSESSMENT FEE DB .0013 TIMES $27811 Interchange charges -$36.16
VISA DEBIT SALES DISCOUNT .029 DISC RATE TIMES $24648 Service charges -$714.79
VISA DEBIT SALES DISCOUNT .03 DISC RATE TIMES $3163 Service charges -$94.89
VISA SALES DISCOUNT .029 DISC RATE TIMES $12584 Service charges -$364.92
VISA SALES DISCOUNT .03 DISC RATE TIMES $1519 Service charges -$45.57
VISA ZERO ACCT VER CR FEE 6 TRANSACTIONS AT .035 Fees -$0.23
VISA ZERO ACCT VER DB FEE 18 TRANSACTIONS AT .03 Fees -$0.54
VISA AUTH FEE 8499 TRANSACTIONS AT .06 Fees -$509.94
DISCOVER
DISCOVER ACCESS FEE 239 TRANSACTIONS AT .034 Interchange charges -$8.13
DISCOVER ASSESSMENT FEE .0013 TIMES $1288 Interchange charges -$1.66
DISCOVER DEBIT SALES DISCOUNT .029 DISC RATE TIMES $10 Service charges -$0.30
DISCOVER DEBIT SALES DISCOUNT .03 DISC RATE TIMES $4 Service charges -$0.12
DISCOVER SALES DISCOUNT .03 DISC RATE TIMES $152 Service charges -$4.56
DISCOVER SALES DISCOUNT .029 DISC RATE TIMES $1122 Service charges -$32.52
DISCOVER AUTH FEE 282 TRANSACTIONS AT .06 Fees -$16.92
Other
AUG BB163-TRAN CLEARED AT CHEC K CARD DEBIT/PREPAID VI 1 Interchange charges -$0.21
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II SIG VI 1 Interchange charges -$0.25
AUG BB169-TRAN CLEARED AS SMAL L TICKET INF VI 1 Interchange charges -$0.15
AUG BB169-TRAN CLEARED AS SMAL L TICKET SIG VI 10 Interchange charges -$1.24
AUG BB188-TRANSACTION CLEARED AT WORLDCARD MC 60 Interchange charges -$5.32
AUG BB188-TRANSACTION CLEARED AT WORLDCARD MC 62 Interchange charges -$5.32
AUG BB188-TRANSACTION CLEARED AT WORLDCARD MC 115 Interchange charges -$9.58
AUG BB188-TRANSACTION CLEARED AT WORLDCARD WLD MC 26 Interchange charges -$1.61
AUG BB204-MISSING/INVALID ACI FROM AUTHORIZATION REW VI 3 Interchange charges -$1.41
AUG BB219-TRANSACTION CLEARED AS CORP / BUSINESS CARD BUS MC 1 Interchange charges -$0.39
AUG BB278-TRANSACTION CLEARED AS REGULATED MC 12 Interchange charges -$1.66
AUG BB278-TRANSACTION CLEARED AS REGULATED VI 3 Interchange charges -$0.47
AUG BB278-TRANSACTION CLEARED AS REGULATED VI 225 Interchange charges -$34.58
AUG BB278-TRANSACTION CLEARED AS REGULATED VI 309 Interchange charges -$47.76
AUG BB278-TRANSACTION CLEARED AS REGULATED VI 948 Interchange charges -$147.18
YOUR CARD PROCESSING STATEMENT
Merchant Number 982161560882
Customer Service Website - www.businesstrack.com
Phone - 1-877-273-8191
Page 5 of 10
Statement Period 09/01/21 - 09/30/21
PO Box 2394, Omaha, NE 68103-2394
FEES Amount charged to authorize, process and settle card transactions, along with transaction-based and/or fixed amounts charged for specific card processing
services.
AUG BB278-TRANSACTION CLEARED AS REGULATED VI 1,132 Interchange charges -$174.74
AUG BB278-TRANSACTION CLEARED AS REGULATED COM VI 47 Interchange charges -$7.23
AUG BB288-TRAN CLEARED AT SMAL L BUSINESS LEVEL 4 BUS MC 1 Interchange charges -$0.34
AUG BB504-TRANSACTION CLEARED AS COMMERCIAL ELECTRONIC DI 2 Interchange charges -$1.36
AUG BB610-TRANSACTION CLEARED AS BASE - REWARDS DI 1 Interchange charges -$0.26
AUG BB679-TRANSACTION CLEARED AT MICRO TICKET (PREMIUM DI 2 Interchange charges -$0.20
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II ENH VI 5 Interchange charges -$1.31
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II SIG VI 3 Interchange charges -$0.38
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II SIG VI 4 Interchange charges -$1.64
AUG BB169-TRAN CLEARED AS SMAL L TICKET VI 10 Interchange charges -$1.09
AUG BB169-TRAN CLEARED AS SMAL L TICKET VI 45 Interchange charges -$3.82
AUG BB169-TRAN CLEARED AS SMAL L TICKET SIG VI 6 Interchange charges -$0.76
AUG BB188-TRANSACTION CLEARED AT WORLDCARD MC 40 Interchange charges -$4.05
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM SIG VI 62 Interchange charges -$9.91
AUG BB124-TRAN CLRD AS CORP DA TA RATE II (US) BUSINESS BUS MC 3 Interchange charges -$0.17
AUG BB188-TRANSACTION CLEARED AT WORLDCARD WLD MC 5 Interchange charges -$0.36
AUG BB188-TRANSACTION CLEARED AT WORLDCARD WLD MC 8 Interchange charges -$0.53
AUG BB188-TRANSACTION CLEARED AT WORLDCARD WLD MC 19 Interchange charges -$1.13
AUG BB188-TRANSACTION CLEARED AT WORLDCARD WLD MC 33 Interchange charges -$2.21
AUG BB196-INVALID CARD TYPE FO R PROGRAM WLD MC 1 Interchange charges -$0.16
AUG BB204-MISSING/INVALID ACI FROM AUTHORIZATION REW VI 2 Interchange charges -$1.70
AUG BB216-TRANSACTION CLEARED OTHER THAN PRICED BUS MC 2 Interchange charges -$0.27
AUG BB219-TRANSACTION CLEARED AS CORP / BUSINESS CARD COM VI 5 Interchange charges -$3.04
AUG BB278-TRANSACTION CLEARED AS REGULATED BUS MC 3 Interchange charges -$0.48
AUG BB287-TRAN CLEARED AT SMAL L BUSINESS LEVEL 3 MC 2 Interchange charges -$0.28
AUG BB288-TRAN CLEARED AT SMAL L BUSINESS LEVEL 4 BUS MC 6 Interchange charges -$0.44
AUG BB504-TRANSACTION CLEARED AS COMMERCIAL ELECTRONIC DI 7 Interchange charges -$1.29
AUG BB083-TRANSACTION CLEARED AS ENHANCED MC 10 Interchange charges -$0.70
AUG BB083-TRANSACTION CLEARED AS ENHANCED MC 16 Interchange charges -$1.12
AUG BB083-TRANSACTION CLEARED AS ENHANCED MC 72 Interchange charges -$5.06
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM MC 1 Interchange charges -$0.05
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM MC 8 Interchange charges -$0.84
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM MC 29 Interchange charges -$2.20
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM VI 148 Interchange charges -$27.29
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM SIG VI 12 Interchange charges -$2.12
AUG BB124-TRAN CLRD AS CORP DA TA RATE II (US) BUSINESS BUS MC 2 Interchange charges -$0.49
AUG BB124-TRAN CLRD AS CORP DA TA RATE II (US) BUSINESS BUS MC 5 Interchange charges -$0.54
AUG BB124-TRAN CLRD AS CORP DA TA RATE II (US) BUSINESS COR MC 1 Interchange charges -$0.26
AUG BB163-TRAN CLEARED AT CHEC K CARD DEBIT/PREPAID MC 1 Interchange charges -$0.31
AUG BB196-INVALID CARD TYPE FO R PROGRAM WLD MC 4 Interchange charges -$0.34
AUG BB219-TRANSACTION CLEARED AS CORP / BUSINESS CARD COM VI 8 Interchange charges -$1.93
AUG BB278-TRANSACTION CLEARED AS REGULATED MC 14 Interchange charges -$4.45
AUG BB278-TRANSACTION CLEARED AS REGULATED MC 17 Interchange charges -$2.28
AUG BB278-TRANSACTION CLEARED AS REGULATED VI 518 Interchange charges -$79.75
AUG BB278-TRANSACTION CLEARED AS REGULATED COM VI 21 Interchange charges -$3.31
AUG BB287-TRAN CLEARED AT SMAL L BUSINESS LEVEL 3 BUS MC 2 Interchange charges -$0.43
AUG BB504-TRANSACTION CLEARED AS COMMERCIAL ELECTRONIC DI 3 Interchange charges -$0.51
AUG BB068-TRANSACTION CLEARED AT HIGH VALUE WLD MC 18 Interchange charges -$1.52
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM BUS MC 4 Interchange charges -$0.28
AUG BB112-TRXN CLEARED AS CORP DATA RATE II (US) PURCH FLT MC 2 Interchange charges -$0.36
AUG BB163-TRAN CLEARED AT CHEC K CARD DEBIT/PREPAID VI 10 Interchange charges -$2.22
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II COM VI 3 Interchange charges -$0.41
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II COM VI 4 Interchange charges -$0.50
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II COM VI 15 Interchange charges -$2.04
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II ENH VI 6 Interchange charges -$0.87
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II SIG VI 5 Interchange charges -$0.67
AUG BB169-TRAN CLEARED AS SMAL L TICKET SIG VI 2 Interchange charges -$0.20
AUG BB169-TRAN CLEARED AS SMAL L TICKET SIG VI 11 Interchange charges -$1.35
AUG BB188-TRANSACTION CLEARED AT WORLDCARD MC 103 Interchange charges -$8.57
AUG BB188-TRANSACTION CLEARED AT WORLDCARD WLD MC 18 Interchange charges -$1.67
PO Box 2394, Omaha, NE 68103-2394
YOUR CARD PROCESSING STATEMENT
Merchant Number 982161560882
Customer Service Website - www.businesstrack.com
Phone - 1-877-273-8191
Page 6 of 10
Statement Period 09/01/21 - 09/30/21
FEES Amount charged to authorize, process and settle card transactions, along with transaction-based and/or fixed amounts charged for specific card processing
services.
AUG BB204-MISSING/INVALID ACI FROM AUTHORIZATION VI 1 Interchange charges -$1.68
AUG BB204-MISSING/INVALID ACI FROM AUTHORIZATION VI 2 Interchange charges -$0.82
AUG BB216-TRANSACTION CLEARED OTHER THAN PRICED MC 2 Interchange charges -$0.29
AUG BB216-TRANSACTION CLEARED OTHER THAN PRICED BUS MC 1 Interchange charges -$0.12
AUG BB278-TRANSACTION CLEARED AS REGULATED MC 7 Interchange charges -$0.96
AUG BB278-TRANSACTION CLEARED AS REGULATED VI 318 Interchange charges -$49.51
AUG BB278-TRANSACTION CLEARED AS REGULATED VI 432 Interchange charges -$66.63
AUG BB278-TRANSACTION CLEARED AS REGULATED BUS MC 32 Interchange charges -$5.00
AUG BB278-TRANSACTION CLEARED AS REGULATED COM VI 63 Interchange charges -$9.78
AUG BB285-TRAN CLEARED AS COMM ERCIAL PREPAID COM VI 1 Interchange charges -$0.32
AUG BB287-TRAN CLEARED AT SMAL L BUSINESS LEVEL 3 BUS MC 3 Interchange charges -$0.26
AUG BB288-TRAN CLEARED AT SMAL L BUSINESS LEVEL 4 BUS MC 2 Interchange charges -$0.41
AUG BB612-TRANSACTION CLEARED AS COMM CARD BASE DI 1 Interchange charges -$0.50
AUG BB288-TRAN CLEARED AT SMAL L BUSINESS LEVEL 4 MC 1 Interchange charges -$0.16
AUG BB288-TRAN CLEARED AT SMAL L BUSINESS LEVEL 4 MC 3 Interchange charges -$0.33
AUG BB504-TRANSACTION CLEARED AS COMMERCIAL ELECTRONIC DI 1 Interchange charges -$0.15
AUG BB612-TRANSACTION CLEARED AS COMM CARD BASE DI 2 Interchange charges -$0.42
AUG BB679-TRANSACTION CLEARED AT MICRO TICKET (PREMIUM DI 1 Interchange charges -$0.20
AUG BB068-TRANSACTION CLEARED AT HIGH VALUE WLD MC 16 Interchange charges -$1.26
AUG BB083-TRANSACTION CLEARED AS ENHANCED MC 28 Interchange charges -$1.84
AUG BB124-TRAN CLRD AS CORP DA TA RATE II (US) BUSINESS MC 3 Interchange charges -$0.15
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II COM VI 7 Interchange charges -$0.96
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II ENH VI 7 Interchange charges -$0.94
AUG BB169-TRAN CLEARED AS SMAL L TICKET VI 12 Interchange charges -$1.09
AUG BB169-TRAN CLEARED AS SMAL L TICKET VI 23 Interchange charges -$1.66
AUG BB169-TRAN CLEARED AS SMAL L TICKET SIG VI 7 Interchange charges -$0.94
AUG BB169-TRAN CLEARED AS SMAL L TICKET SIG VI 9 Interchange charges -$2.31
AUG BB278-TRANSACTION CLEARED AS REGULATED BUS MC 14 Interchange charges -$2.18
AUG BB278-TRANSACTION CLEARED AS REGULATED BUS MC 15 Interchange charges -$2.27
AUG BB278-TRANSACTION CLEARED AS REGULATED BUS MC 31 Interchange charges -$5.58
AUG BB285-TRAN CLEARED AS COMM ERCIAL PREPAID COM VI 4 Interchange charges -$0.59
AUG BB288-TRAN CLEARED AT SMAL L BUSINESS LEVEL 4 MC 2 Interchange charges -$0.14
AUG BB504-TRANSACTION CLEARED AS COMMERCIAL ELECTRONIC DI 8 Interchange charges -$1.71
AUG BB610-TRANSACTION CLEARED AS BASE - REWARDS DI 5 Interchange charges -$1.36
AUG BB083-TRANSACTION CLEARED AS ENHANCED MC 82 Interchange charges -$5.54
AUG BB610-TRANSACTION CLEARED AS BASE - REWARDS DI 2 Interchange charges -$1.00
AUG BB083-TRANSACTION CLEARED AS ENHANCED MC 9 Interchange charges -$0.51
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM MC 3 Interchange charges -$0.52
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM INF VI 1 Interchange charges -$0.44
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM SIG VI 5 Interchange charges -$1.32
AUG BB124-TRAN CLRD AS CORP DA TA RATE II (US) BUSINESS MC 1 Interchange charges -$0.18
AUG BB124-TRAN CLRD AS CORP DA TA RATE II (US) BUSINESS BUS MC 1 Interchange charges -$0.27
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II COM VI 8 Interchange charges -$2.49
AUG BB169-TRAN CLEARED AS SMAL L TICKET VI 34 Interchange charges -$2.92
AUG BB188-TRANSACTION CLEARED AT WORLDCARD MC 49 Interchange charges -$4.12
AUG BB204-MISSING/INVALID ACI FROM AUTHORIZATION SIG VI 2 Interchange charges -$0.90
AUG BB216-TRANSACTION CLEARED OTHER THAN PRICED BUS MC 3 Interchange charges -$0.21
AUG BB278-TRANSACTION CLEARED AS REGULATED VI 581 Interchange charges -$104.58
AUG BB278-TRANSACTION CLEARED AS REGULATED BUS MC 1 Interchange charges -$0.16
AUG BB278-TRANSACTION CLEARED AS REGULATED BUS MC 13 Interchange charges -$2.03
AUG BB287-TRAN CLEARED AT SMAL L BUSINESS LEVEL 3 BUS MC 1 Interchange charges -$0.22
AUG BB163-TRAN CLEARED AT CHEC K CARD DEBIT/PREPAID MC 2 Interchange charges -$0.62
AUG BB278-TRANSACTION CLEARED AS REGULATED COM VI 15 Interchange charges -$4.58
AUG BB287-TRAN CLEARED AT SMAL L BUSINESS LEVEL 3 MC 1 Interchange charges -$0.31
AUG BB504-TRANSACTION CLEARED AS COMMERCIAL ELECTRONIC DI 11 Interchange charges -$1.87
AUG BB068-TRANSACTION CLEARED AT HIGH VALUE WLD MC 11 Interchange charges -$1.18
AUG BB068-TRANSACTION CLEARED AT HIGH VALUE WLD MC 31 Interchange charges -$2.71
AUG BB083-TRANSACTION CLEARED AS ENHANCED MC 29 Interchange charges -$1.81
AUG BB083-TRANSACTION CLEARED AS ENHANCED MC 38 Interchange charges -$2.60
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM VI 3 Interchange charges -$0.59
YOUR CARD PROCESSING STATEMENT
Merchant Number 982161560882
Customer Service Website - www.businesstrack.com
Phone - 1-877-273-8191
Page 7 of 10
Statement Period 09/01/21 - 09/30/21
PO Box 2394, Omaha, NE 68103-2394
FEES Amount charged to authorize, process and settle card transactions, along with transaction-based and/or fixed amounts charged for specific card processing
services.
AUG BB112-TRXN CLEARED AS CORP DATA RATE II (US) PURCH FLT MC 3 Interchange charges -$0.39
AUG BB163-TRAN CLEARED AT CHEC K CARD DEBIT/PREPAID VI 2 Interchange charges -$0.91
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II ENH VI 3 Interchange charges -$0.45
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM VI 10 Interchange charges -$3.58
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM VI 32 Interchange charges -$5.96
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM REW VI 6 Interchange charges -$0.98
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM REW VI 50 Interchange charges -$8.76
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM SIG VI 6 Interchange charges -$0.94
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM SIG VI 16 Interchange charges -$2.77
AUG BB068-TRANSACTION CLEARED AT HIGH VALUE WLD MC 9 Interchange charges -$0.90
AUG BB068-TRANSACTION CLEARED AT HIGH VALUE WLD MC 20 Interchange charges -$2.10
AUG BB083-TRANSACTION CLEARED AS ENHANCED MC 45 Interchange charges -$2.83
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM VI 2 Interchange charges -$0.70
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM REW VI 2 Interchange charges -$0.81
AUG BB112-TRXN CLEARED AS CORP DATA RATE II (US) PURCH FLT MC 1 Interchange charges -$0.12
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II COM VI 1 Interchange charges -$0.11
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II COM VI 2 Interchange charges -$0.25
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II COM VI 17 Interchange charges -$2.15
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II ENH VI 2 Interchange charges -$0.24
AUG BB169-TRAN CLEARED AS SMAL L TICKET VI 8 Interchange charges -$1.07
AUG BB169-TRAN CLEARED AS SMAL L TICKET VI 62 Interchange charges -$4.76
AUG BB188-TRANSACTION CLEARED AT WORLDCARD MC 47 Interchange charges -$3.51
AUG BB188-TRANSACTION CLEARED AT WORLDCARD WLD MC 9 Interchange charges -$0.56
AUG BB188-TRANSACTION CLEARED AT WORLDCARD WLD MC 16 Interchange charges -$1.05
AUG BB188-TRANSACTION CLEARED AT WORLDCARD WLD MC 46 Interchange charges -$2.88
AUG BB196-INVALID CARD TYPE FO R PROGRAM WLD MC 2 Interchange charges -$0.17
AUG BB204-MISSING/INVALID ACI FROM AUTHORIZATION REW VI 1 Interchange charges -$0.43
AUG BB216-TRANSACTION CLEARED OTHER THAN PRICED MC 1 Interchange charges -$0.25
AUG BB219-TRANSACTION CLEARED AS CORP / BUSINESS CARD COM VI 1 Interchange charges -$0.16
AUG BB219-TRANSACTION CLEARED AS CORP / BUSINESS CARD SIG VI 2 Interchange charges -$1.19
AUG BB278-TRANSACTION CLEARED AS REGULATED MC 26 Interchange charges -$3.51
AUG BB278-TRANSACTION CLEARED AS REGULATED MC 49 Interchange charges -$6.61
AUG BB278-TRANSACTION CLEARED AS REGULATED VI 143 Interchange charges -$22.38
AUG BB278-TRANSACTION CLEARED AS REGULATED BUS MC 9 Interchange charges -$1.40
AUG BB278-TRANSACTION CLEARED AS REGULATED BUS MC 22 Interchange charges -$3.45
AUG BB278-TRANSACTION CLEARED AS REGULATED COM VI 10 Interchange charges -$1.57
AUG BB278-TRANSACTION CLEARED AS REGULATED COM VI 23 Interchange charges -$3.60
AUG BB278-TRANSACTION CLEARED AS REGULATED COM VI 40 Interchange charges -$13.31
AUG BB068-TRANSACTION CLEARED AT HIGH VALUE WLD MC 7 Interchange charges -$0.80
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM VI 5 Interchange charges -$0.76
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM VI 12 Interchange charges -$2.14
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM REW VI 1 Interchange charges -$0.48
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM SIG VI 2 Interchange charges -$0.32
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM SIG VI 4 Interchange charges -$0.72
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II ENH VI 4 Interchange charges -$0.60
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II ENH VI 14 Interchange charges -$1.86
AUG BB166-TRAN CLEARED AT COMM ERCIAL CARD LEVEL II ENH VI 18 Interchange charges -$2.35
AUG BB169-TRAN CLEARED AS SMAL L TICKET VI 50 Interchange charges -$4.11
AUG BB188-TRANSACTION CLEARED AT WORLDCARD MC 27 Interchange charges -$4.31
AUG BB219-TRANSACTION CLEARED AS CORP / BUSINESS CARD COM VI 7 Interchange charges -$1.43
AUG BB278-TRANSACTION CLEARED AS REGULATED MC 9 Interchange charges -$1.21
AUG BB278-TRANSACTION CLEARED AS REGULATED MC 27 Interchange charges -$3.73
AUG BB068-TRANSACTION CLEARED AT HIGH VALUE WLD MC 5 Interchange charges -$0.40
AUG BB068-TRANSACTION CLEARED AT HIGH VALUE WLD MC 14 Interchange charges -$1.26
AUG BB091-INVALID POS ENTRY MO DE FOR PROGRAM MC 2 Interchange charges -$0.54
MONTHLY ADVANTAGE FEE AMDS .000300 TIMES $153.00 Service charges -$0.05
CLOVER SECURITY PLUS MONTHLY Service charges -$19.95
MONTHLY ADVANTAGE FEE AMDS .000300 TIMES $108.00 Service charges -$0.03
MONTHLY ADVANTAGE FEE AMDS .000300 TIMES $80.00 Service charges -$0.02
MONTHLY ADVANTAGE FEE AMDS .000300 TIMES $96.00 Service charges -$0.03
PO Box 2394, Omaha, NE 68103-2394
YOUR CARD PROCESSING STATEMENT
Merchant Number 982161560882
Customer Service Website - www.businesstrack.com
Phone - 1-877-273-8191
Page 8 of 10
Statement Period 09/01/21 - 09/30/21
FEES Amount charged to authorize, process and settle card transactions, along with transaction-based and/or fixed amounts charged for specific card processing
services.
MONTHLY ADVANTAGE FEE AMDS .000300 TIMES $241.00 Service charges -$0.07
MONTHLY ADVANTAGE FEE AMDS .000300 TIMES $293.00 Service charges -$0.09
MONTHLY ADVANTAGE FEE AMDS .000300 TIMES $156.00 Service charges -$0.05
MONTHLY ADVANTAGE FEE AMDS .000300 TIMES $29.00 Service charges -$0.01
MONTHLY ADVANTAGE FEE AMDS .000300 TIMES $106.00 Service charges -$0.03
MONTHLY ADVANTAGE FEE AMDS .000300 TIMES $26.00 Service charges -$0.01
VI BASE II SYSTEM FILE FEE 7954 TRANSACTIONS AT .0018 Service charges -$14.30
MONTHLY ADVANTAGE FEE MCVDB .0003 TIMES $57024 Service charges -$17.09
MC COMM CARD I/C SAVINGS ADJ .5 DISC RATE TIMES $3.21 Service charges -$1.60
AVS WATS AUTHORIZATION FEE 1 TRANSACTIONS AT .1 Fees -$0.10
TOTAL TRANSACTION FEES -$4,019.06
ACCOUNT FEES Type Amount
VS INTL ACQUIRER FEE 2 TRANS TOTALING $8.00 Fees -$0.04
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.02
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.03
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.04
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $9.00 Fees -$0.08
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.02
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $10.00 Fees -$0.09
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.09
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.05
VS INTL ACQUIRER FEE 2 TRANS TOTALING $8.00 Fees -$0.04
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $5.00 Fees -$0.04
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.02
VS INTL ACQUIRER FEE 1 TRANS TOTALING $5.00 Fees -$0.02
VS INTL ACQUIRER FEE 1 TRANS TOTALING $9.00 Fees -$0.04
VS INTL ACQUIRER FEE 1 TRANS TOTALING $7.00 Fees -$0.03
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.02
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $5.00 Fees -$0.04
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.04
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.06
MC GLOBAL ACQUIRER FEE 2 TRANS TOTALING $8.00 Fees -$0.07
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.03
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.02
VS INTL ACQUIRER FEE 1 TRANS TOTALING $5.00 Fees -$0.02
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.05
VS INTL ACQUIRER FEE 2 TRANS TOTALING $8.00 Fees -$0.04
MC GLOBAL ACQUIRER FEE 2 TRANS TOTALING $9.00 Fees -$0.08
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $8.00 Fees -$0.07
VS INTL ACQUIRER FEE 1 TRANS TOTALING $14.00 Fees -$0.06
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.02
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.03
MC GLOBAL ACQUIRER FEE 2 TRANS TOTALING $12.00 Fees -$0.10
VS INTL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.06
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.06
VS INTL ACQUIRER FEE 4 TRANS TOTALING $24.00 Fees -$0.11
VS INTL ACQUIRER FEE 1 TRANS TOTALING $8.00 Fees -$0.04
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.02
MC GLOBAL ACQUIRER FEE 2 TRANS TOTALING $8.00 Fees -$0.07
VS INTL ACQUIRER FEE 1 TRANS TOTALING $7.00 Fees -$0.03
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.09
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.05
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.06
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.04
VS INTL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.03
MC GLOBAL ACQUIRER FEE 2 TRANS TOTALING $15.00 Fees -$0.13
VS INTL ACQUIRER FEE 2 TRANS TOTALING $9.00 Fees -$0.04
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.05
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.06
YOUR CARD PROCESSING STATEMENT
Merchant Number 982161560882
Customer Service Website - www.businesstrack.com
Phone - 1-877-273-8191
Page 9 of 10
Statement Period 09/01/21 - 09/30/21
PO Box 2394, Omaha, NE 68103-2394
FEES Amount charged to authorize, process and settle card transactions, along with transaction-based and/or fixed amounts charged for specific card processing
services.
VS INTL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.03
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.02
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.05
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $8.00 Fees -$0.07
VS INTL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.03
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.02
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.03
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $10.00 Fees -$0.09
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.05
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $7.00 Fees -$0.12
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.05
VS INTL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.03
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $5.00 Fees -$0.04
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $8.00 Fees -$0.07
VS INTL ACQUIRER FEE 1 TRANS TOTALING $8.00 Fees -$0.04
VS INTL ACQUIRER FEE 1 TRANS TOTALING $10.00 Fees -$0.05
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.05
VS INTL ACQUIRER FEE 2 TRANS TOTALING $12.00 Fees -$0.05
MC GLOBAL ACQUIRER FEE 2 TRANS TOTALING $11.00 Fees -$0.09
VS INTL ACQUIRER FEE 1 TRANS TOTALING $5.00 Fees -$0.02
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $7.00 Fees -$0.06
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.03
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.03
MC GLOBAL ACQUIRER FEE 3 TRANS TOTALING $14.00 Fees -$0.12
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.04
VS INTL ACQUIRER FEE 1 TRANS TOTALING $10.00 Fees -$0.05
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.03
VS INTL ACQUIRER FEE 2 TRANS TOTALING $10.00 Fees -$0.05
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.05
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.04
VS INTL ACQUIRER FEE 1 TRANS TOTALING $5.00 Fees -$0.02
MC GLOBAL ACQUIRER FEE 2 TRANS TOTALING $13.00 Fees -$0.11
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $8.00 Fees -$0.07
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $6.00 Fees -$0.10
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.02
MC GLOBAL ACQUIRER FEE 4 TRANS TOTALING $18.00 Fees -$0.15
VS INTL ACQUIRER FEE 2 TRANS TOTALING $11.00 Fees -$0.05
MC GLOBAL ACQUIRER FEE 2 TRANS TOTALING $9.00 Fees -$0.08
VS INTL ACQUIRER FEE 1 TRANS TOTALING $7.00 Fees -$0.03
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.02
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.03
MC GLOBAL ACQUIRER FEE 1 TRANS TOTALING $5.00 Fees -$0.04
VS INTL ACQUIRER FEE 3 TRANS TOTALING $14.00 Fees -$0.06
DS PGRM INTEGRITY COM BASE SUB 1 TRANSACTIONS AT .050000 Fees -$0.20
MC MONTHLY LOCATION FEE Fees -$1.25
DS PGRM INTEGRITY FEE BASE SUB 2 TRANSACTIONS AT .050000 Fees -$0.20
DS PGRM INTEGRITY COM BASE SUB 2 TRANSACTIONS AT .050000 Fees -$0.10
DS PGRM INTEGRITY FEE BASE SUB 4 TRANSACTIONS AT .050000 Fees -$0.20
VISA NETWORK FEE CNP 2-07 Fees -$24.53
DS PGRM INTEGRITY FEE BASE SUB 1 TRANSACTIONS AT .050000 Fees -$0.10
PCI DSS COMPLIANCE ADMIN FEE Fees -$9.95
VS INTL ACQUIRER FEE 1 TRANS TOTALING $4.00 Fees -$0.04
VS INTL ACQUIRER FEE 1 TRANS TOTALING $5.00 Fees -$0.02
NON RECEIPT OF PCI VALIDATION 1 TRANSACTIONS AT 39.95 Fees -$39.95
NON RECEIPT OF PCI VALIDATION 1 TRANSACTIONS AT 29.95 Fees -$29.95
NON-RECEIPT OF PCI VALIDATION 1 TRANSACTIONS AT 29.95 Fees -$29.95
NON RECEIPT OF PCI VALIDATION 8 TRANSACTIONS AT 10 Fees -$80.00
DIGITAL ENABLEMENT FEE .0001 X TRNS $2052 Fees -$0.22
VI TRANSACTION INTEGRITY FEE 1028 TRANSACTIONS AT .1 Fees -$102.80
US CROSS BORDER FEE 0 TRANS TOTALING $354 Fees -$2.12
PO Box 2394, Omaha, NE 68103-2394
YOUR CARD PROCESSING STATEMENT
Merchant Number 982161560882
Customer Service Website - www.businesstrack.com
Phone - 1-877-273-8191
Page 10 of 10
Statement Period 09/01/21 - 09/30/21
FEES Amount charged to authorize, process and settle card transactions, along with transaction-based and/or fixed amounts charged for specific card processing
services.
VISA INTL SERVICE FEE - BASE 0 TRANS TOTALING $349 Fees -$3.49
TOTAL ACCOUNT FEES -$329.69
TOTAL -$4,348.75
Total Interchange Charges -$1,550.73
Total Service Charges -$1,754.10
Total Fees -$1,043.92
Total (Service Charges, Interchange Charges, and Fees)-$4,348.75
Summary of Fall 2021 Card Brand & Debit Network Organization Change
CED0775I
The following changes are effective October 15, 2021, unless otherwise indicated
Please refer to the "Resources" section of www.businesstrack.com for additional Card Brand and Debit Network Organization information.
Visa® OPERATIONAL and RATE CHANGES
New Visa Repeat Authorization Decline Fee
●Visa will introduce a new behavior fee of $1.00 per transaction. The new fee will be assessed following three attempt declines within the sameVisa Stop
Payment Service (VSPS) stop instruction.
Retirement of 3-D Secure 1.0.2
●Effective October 15, 2021, Visa will remove the Visa Attempts Server support and merchants using 3DS 1.0.2 will no longer receive fraud liability
protection if an issuer does not participate in 3DS 1.0.2 .Merchants using 3DS1.0.2 should work with their Merchant Plug-In (MPI) vendor to verify if a
change is required.Also, please note effective October 15, 2022, Visa will no longer support 3DS 1.0.2 including all related technology.
Support Partial Authorization in the Latin America/Caribbean Region
●Visa will require partial authorization to be supported on all POS transactions in the Latin America/Caribbean region.
Consumer Bill Payment Service (CBPS) Providers Participation Fee
●Visa will introduce a participation fee of $0.20 per transaction for all registered CBPS providers in the U.S. region.
Marketplace Program Fee (Marketplace merchants only)
●Visa will introducea Marketplace Program fee of 0.30%. This fee will be assessed on foreign retailer volume when the retailer is in a different country
than the marketplace.
Effective April 2022
5Important: 8-Digit BIN Reminder (all card brands)
●The International Organization for Standardization (ISO) is mandating a change from six-digit to eight-digit issuing BINs.The Global BIN File has been
updated to support eight-digit BIN.If you utilize BIN information for processing purposes such as Merchant Choice Routing, Merchant Loyalty (special
discount programs offered to cardholders who execute "on us" transactions), Dual Branded BIN lists for mag-stripe transactions, PIN bypass eligibility for
mag-stripe transactions, we recommend you carefully review the changes to identify any impacts.
Updates to existing Visa Commercial Fleet Fee Programs
●Merchants must support the changes for fuel and non-fuel purchase transactions, both in-store and AFD. Also, Visa will add a new Commercial Card EMV
Fleet Service addendum containing the Business Format Code FT - Commercial Card EMV Fleet Service.
Mastercard® OPERATIONAL and RATE CHANGES
Payment Account Reference Enhancement
●Mastercard is expanding the mandated support for Payment Account Reference (PAR) to all issuers, including Mastercard Digital Enablement Service
(MDES) Lite and non-MDES issuers. PAR will also be sent in PAN-based transactions of non-tokenized accounts.Merchants should certify to begin
receiving the PAR value.
Mastercard Pay & Split for Commercial Credit
●Mastercard is introducing a new commercial card product Mastercard Pay & Split with a new product code of MIO - Mastercard Pay & Split. The product
codes will be eligible for select existing Interregional, Asia Pacific region Intraregional, and Asia Pacific region Intracountry Interchange Programs.
Expanding the Variable Interchange Program in the U.S. Region
●Mastercard is adding 20 new commercial credit product codes to the existing Variable Interchange Program (VIP). The product codes help drive
Business-to-Business (B2B) card spend in the U.S. region.
Enabling Commercial Debit Product Codes for the Latin America/Caribbean Region, Except Brazil
●Mastercard is enabling the existing product codes BPD - World Debit Business Card and MDT- Commercial Debit Mastercard Card for issuance in the
Latin America/Caribbean region, except Brazil. The product codes will be allowed to qualify at existing Interregional, Latin America/Caribbean
Intraregional, Latin America/Caribbean Intracountry interchange programs.
Reminder to the Pre-Authorization Fee in the Latin America/Caribbean Region
●Effective October 1, 2021,Mastercard will revise the pricing for the existing Acquirer Switch Fee for Pre-Authorizations in the LAC Region . The fee
will be 0.05%for Domestic volume and 0.07%for Cross-Border volume.
New Small Business Prepaid Product for Asia Pacific Region
●Mastercard will introduce a new commercial prepaid product code SBP -Small Business Prepaid for issuance in the Asia Pacific region and acquired
globally.
Merchant Advice Code Transaction Processing Excellence Program
●Mastercard is introducing a new Transaction Processing Excellence (TPE) program for Merchant Advice Codes (MACs). The program will identify
unfavorable transaction processing behavior resulting in a more seamless network experience for all parties involved.
●Program fees will be assessed when an acquirer submits a Card-Not-Present (CNP) authorization which is ultimately declined due to closed
account/fraudulent or cardholder cancelled agreement, where in the past 30 days a transaction on the same card, at the same merchant, and with the same
transaction amount was declined .Please refer to the Pass Through Fee Schedule document on www.businesstrack.com .
Expansion of MCC 9406 Government-Owned Lottery in Select Regions
●Mastercard will allow MCC 9406 - Government-Owned Lottery, globally to identify government-owned lotteries and licensed lottery sales agents.
Enhancements for Mastercard MoneySend and Funding Transactions Program
●Mastercard is enhancing the Mastercard MoneySend and Funding Transactions program in order to continue to meet market needs by adding three new
Transaction Type Identifier's (TTI) and restructuring the interchange programs. Merchants should certify to support the new TTI's.
Restructuring of Network Assessment, MIP Connectivity and File Transmission Fees
●Mastercard is restructuring the Network Access, MIP and File Transmission fees to be replaced with one single flat fee for authorization and a separate
fee for clearing. The flat fee will be $0.00224 per kilobyte in the U.S. region.
Revised Standards for Installment Provider
●Mastercard will require new data elements for installment transactions submitted by a registered installment provider who is not the retailer selling the
goods or services being purchased by the cardholder.
Effective April 2022
Merchant Country of Origin
●Mastercard is introducing a new authorization subfield Merchant Country of Origin .E very transaction conducted by government-controlled merchants
must include the new fields in authorization and settlement/clearing regardless of the location where the transaction occurs or where the merchant is
physically located.
Summary of Fall 2021 Card Brand & Debit Network Organization Change
CED0794I
The following changes are effective October 15, 2021, unless otherwise indicated
Please refer to the "Resources" section of www.businesstrack.com for additional Card Brand and Debit Network Organization
information.
American Express® OptBlue OPERATIONAL and RATE CHANGES
U.S. Region Update to Include Guam
●American Express is revising the OptBlue program to include Guam within the United States (U.S.) Region.
Merchant Category Code Enhancements
●American Express will prohibit Merchant Category Code (MCC) 4829 - Wire Transfers and Money Orders.
Mobile Device Transaction Enhancements
●American Express is updating authorization requests to include a new Subfield - Terminal Classification Code within the National Use Data Field to
identify transactions originating from a mobile device.Merchant processing transactions through a mobile device may choose to support, but not required.
New Response Codes
●American Express is adding two new authorization response codes,116 - Not Sufficient Funds and 121 - Limit Exceeded ,to allow issuers to provide
merchants with specific detail of why a transaction was declined.
Authentication Outage Indicator
●American Express is introducing a new Subfield - Authentication Outage Indicator (Resilience Indicator) to the existing Acceptance Environment
Indicator Data Field in the authorization request message. This will indicate an exception to the Strong Customer Authentication (SCA) requirements is
being claimed when an eCommerce transaction is unable to reach SafeKey systems.
SafeKey Mandates
●American Express will no longer be supporting SafeKey 1.0 as of October 14, 2022. Merchants supporting SafeKey Version 1.0 must ensure they are
utilizing SafeKey Version 2.0 by October 13, 2022.
New OptBlue MCCs
●American Express will allow MCC 5552 - Electric Vehicle Charging, MCC 6211 - Securities Brokers/Dealers (fee only) and MCC 6540 - Non-Financial
Institutions 6 Stored Value Card Purchase/Load to participate in the OptBlue program under the Services & Professional Services industry.
STAR Access SM Changes
Star Access Enhancements to No Show Indicator
●STAR Access Clearing File Layout will be revised to allow the value of 1 to identify if a transaction is a guaranteed No Show reservation that was not
canceled. The change is applicable to the Lodging and Cruise industry. Merchants should certify to support the new value of 1 for Lodging and Cruise
transactions.
Removal of POS Entry Mode 02 for Interchange Qualification
●STAR Access qualification rules will be updated to remove the obsolete POS Entry Mode of 02 (Magnetic Stripe, Partial) as a valid value for select
interchange programs.Merchants should certify to remove the obsolete POS Entry Mode of 02.
STAR Access Front of Card Revision
●Star Access restructured their interchange programs and introduce new debit rates based on the issuer identified BINs on the front of the card.
Debit Network Changes
Pulse Return Authorization Support
●Pulse is requiring merchants to send a Return Authorization request message, confirming the account is open before sending the subsequent Force Post
Merchandise Return message .
NYCE & Culiance Enhanced Transaction Support for Digital Wallet
●NYCE and Culiance will enhance the support of digit wallet transactions by adding the Quick Response (QR) code payment as a contactless payment
method.
NYCE & Culiance Card-Not-Present PINless Point of Sale Return
●NYCE and Culiance will allow a PINless POS Return to be conducted when the card is not present. PINless POS Returns can now be processedby
providing the Primary Account Number and Expiration Date.
NYCE Expansion of Bill Payment
●Effective October 1, 2021, NYCE will introduce a new tier level that will apply to merchants who do not fit into one of the existing three Bill Pay
tiers.The new rates will be 1.50% + $0.14 for Premier and 1.30% + $0.11 for standard.
Dispute Changes
Revisions to the Visa Acquirer Monitoring Program (VAMP)
●Effective October 1, 2021, The VAMP program's fraud-to-sales amount ratio and disputes-to-sales count ratio thresholds will be modified.
o Dispute Monitoring: 750 dispute count and 1% ratio of disputes-to-sales transaction count
o Fraud Activity Monitoring: USD 500,000 fraud dollar amount and 1% ratio of fraud-to-sales dollar amount
Mastercard Revised Chargeback Standards for Automated Fuel Dispensers in the U.S. Region
●When a $1.00 authorization is obtained at an Automated Fuel Dispenser (AFD) in the United States region, Mastercard will increase the chargeback
protection amount for reason code 4808 (Authorization-Related Chargeback)at AFDs to $350.00 for Mastercard commercial cards programs (such
as Mastercard Corporate Card, Mastercard Corporate Executive Card, Mastercard Corporate Fleet Card, or Mastercard Corporate Purchasing Cards) and
to $125 for any other Mastercard card.
American Express Miscellaneous Dispute Change
●American Express is changing reason code F24 to reflect "No Valid Authorization".
●American Express is reintroducing reason code F14 to reflect "Multiple ROCs" (Record of Change). Reason code F14 will be used to remedy processing
when a cardholder claims they participated in one valid transaction with a Program Merchant's Establishment, however, the cardholder denies participation
in the additional and subsequent transactions that were submitted by that Program Merchant .
Accel EMV Chip Liability Shift Date Change
●Accel has postponed the EMV Liability Shift effective date for Automated Fuel Dispenser (MCC 5542)Canadian Cards transactions at U.S. terminals
from October 1, 2021 to October 1, 2023.